[Af-test] I Await Your Response...(Proposal)!!

[Mr . David Palmer]

Goodday,


I am David Palmer, staff of SMITH & WILLIAMSON Private Banking.I am contacting 
you 
concerning one the deceased, customer and an investment he placed under our 
banks 
management three years ago.I would respectfully request that you keep the 
contents 
of this mail confidential and respect the integrity of the information you come 
by 
as a result of this mail.I contacted you independently of our investigation and 
no 
one is informed of this communication. I would like to intimate you with 
certain 
facts that I believe would be of interest to you.In 2000,the subject matter; 
came 
to our bank to engage in business discussions with our private banking 
division. He 
informed us that he had a financial portfolio of Thirty million united states 
dollars,which he wished to have us turn over (invest) on his behalf.Iwas the 
officer assigned to his case, I made numerous suggestions in line with my 
duties as 
the de-facto chief operations officer of the private banking sector, especially 
given the volume of funds he wished to put into our bank. We met on numerous 
occasions prior to any investments being placed. I encouraged him to consider 
various growth funds with prime ratings. The favored route in my advise to 
customers is to start by assessing data on 6000 traditional stocks and bond 
managers and 2000 managers of alternative investments.


Based on my advice, We spun the money around various opportunities and made 
attractive margins for our first months of operation, the accrued profit and 
interest stood at this point at over ten million United States Dollars, this 
margin 
was not the full potential of the fund but he desired low risk guaranteed 
returns 
on investments.In mid 2001, he asked that the money be liquidated because he 
needed 
to make an urgent investment requiring cash payments here in the united 
kingdom. He 
directed that I liquidate the funds and deposit it with a security firm. I 
informed 
him that SMITH & WILLIAMSON would have to make special arrangements to have 
this 
done and in order not to circumvent due process, the bank would have to make a 
9.5 %
deduction from the
funds to cater for banking and statutory charges. He complained about the 
charges 
but later came around when I explained to him the complexities of the task he 
was 
asking of us. Cash movement across boarders has become especially strict since 
the 
incidents of 9/11. I contacted my affiliate and made the funds available to the 
security firm. I undertook all the processes and made sure I followed his 
precise 
instructions to the letter and had the funds deposited with the security firm. 
The 
Security Firm is a specialist private firm that accepts deposits from high net 
worth individuals and blue chip corporations that handle valuable products or 
undertake transactions that need immediate access to cash. This small and 
highly 
private organization is familiar especially to the highly placed and 
well-connected 
organizations. In line with instructions, the money was deposited with the 
security 
firm.


The deceased told me he wanted the money there in anticipation of his arrival 
from 
Norway later that week. This was the last communication we had, this transpired 
around 25th February 2003.In June last year, we got a call from the security 
firm 
informing us that the inactivity of that particular portfolio.This was an 
astounding position as far as I was concerned, given the fact that I managed 
the 
private banking sector I was the only one who knew about the deposit at the 
security firm, and I could not understand why the deceased had not come forward 
to 
claim his deposit. I made futile efforts to locate the deceased. I immediately 
passed the task of locating him to the internal investigations department of 
SMITH 
& WILLIAMSON. Four days later,information started to trickle in,apparently our 
client was dead. A person who suited his description was declared dead of a 
heart 
attack in Canne, South of France.We were soon enough able to identify the body 
and 
cause of death was confirmed. The bank immediately launched an investigation 
into 
possible surviving next of kin to alert about the situation and also to come 
forward to claim his estate. If you are familiar with private banking affairs, 
those whopatronize our services usually prefer anonymity, but also some levels 
of 
detachment from conventional processes. In his bio-data form, he listed no next 
of 
kin. In the field of private banking, opening an account with us means no one 
will 
know of its existence, accounts are rarely held under a name;depositors use 
numbers 
and codes to make the accounts anonymous.This bank also gives the choice to 
depositors of having their mail sent to them or held at the bank itself, 
ensuring 
that there are no traces of the account and as I said, rarely do they nominate 
next 
of kin. Private banking clients apart from not nominating next of kin also 
usually 
in most cases leave wills in our care, in this case; the deceased died without 
a 
testate. In line with our internal processes for account holders who have 
passed 
away, we instituted our own investigations in good faith to determine who 
should 
have right to claim the estate. This investigation has for the past months been 
unfruitful.


We have scanned every continent and used our private investigation affiliate 
companies to get to the root of the problem. It is this investigation that 
resulted 
in my being furnished with your details as a possible relative of the deceased. 
My 
official capacity dictates that I am the only party to supervise the 
investigation 
and the only party to receive the results of the investigation. What this 
means, 
you being the last batch of names we have considered, is that our dear late 
fellow 
died with no known or identifiable family member. This leaves me as the only 
person 
with the full picture of what the prevailing situation is in relation to the 
deposit and the late beneficiary of the deposit.According to practice, The 
Security 
Firm will by the end of this financial year broadcast a request for statements 
of 
claim to SMITH & WILLIAMSON,failing to receive viable claims they will most 
probably revert the deposit back to SMITH & WILLIAMSON. This will result in the 
money entering the SMITH &WILLIAMSON accounting system and the portfolio will 
be 
out of my hands and out of the private banking division. This will not happen 
if I 
have my way.What I wish to relate to you will smack of unethical practice but I 
want you to understand something. It is only an outsider to the banking world 
who 
finds the internal politics of the banking world aberrational. The world of 
private 
banking especially is fraught with huge rewards for those who occupy certain 
offices and oversee certain portfolios. You should have begun by now to put 
together the general direction of what I propose.There is Thirty million 
dollars 
deposited in a security firm, I alone have the deposit details and they will 
release the deposit to no one unless I instruct them to do so. I alone know of 
the 
existence of this deposit for as far as SMITH & WILLIAMSON is concerned, the 
transaction with our late customer concluded when I sent the funds to the 
security 
firm, all outstanding interactions in relation to the file are just customer 
services and due process. The security Firm has no single idea of whats the 
history 
or nature of the deposit. They are simply awaiting instructions to release the 
deposit to any party that comes forward. This is the situation. This bank has 
spent 
great amounts of money trying to track this mans family; they have investigated 
for 
months and have found no family.


The investigation has come to an end.


My proposal; you share the same surname With our late client; I am prepared to 
place you in a position to instruct The security Firm to release the deposit to 
you 
as the closest surviving relation.Upon receipt of the deposit,I am prepared to 
share the money with you in half. That is: I will simply nominate you as the 
next 
of kin and have them release the deposit to you. We share the proceeds 50/50.I 
would have gone ahead to ask the funds be released to me, but that would have 
drawn 
a straight line to me and my involvement in claiming the deposit. But on the 
other 
hand, you with the same very name as the original depositor would easily pass 
as 
the beneficiary with right to claim. I assure you that I could have the deposit 
released to you within a few days. I will simply inform the bank of the final 
closing of the file relating to the deceased I will then officially communicate 
with The Security Firm and instruct them to release the deposit to you. With 
these 
two things: all is done.The alternative would be for us to have The Security 
Firm 
direct the funds to another bank with you as account holder. This way there 
will be 
no need for you to think of receiving the money from The Security Company. We 
can 
fine-tune this based on our interactions. I am aware of the consequences of 
this 
proposal. I ask that if you find no interest in this project that you should 
discard this mail. I ask that you do not be vindictive and destructive. If my 
offer 
is of no appeal to you,delete this message and forget I ever contacted you. Do 
not 
destroy my career because you do not approve of my proposal. You may not know 
this 
but people like myself who have made tidy sums out of comparable situations run 
the 
whole private banking sector. I am not a criminal and what I do, I do not find 
against good conscience, this may be hard for you to understand, but the 
dynamics 
of my industry dictates that I make this move. Such opportunities only come 
ones' 
way once in a lifetime. I cannot let this chance pass me by, for once I find 
myself 
in total control of my destiny. These chances wont pass me by.


I ask that you do not destroy my chance, if you will not work with me let me 
know 
and let me move on with my life but do not destroy me. I am a family man and 
this 
is an opportunity to provide them with new opportunities. There is a reward for 
this project and it is a task well worth undertaking.I have evaluated the risks 
and 
the only risk I have here is from you refusing to work with me and alerting my 
bank. I am the only one who knows of this situation, good fortune has blessed 
you 
with a name that has planted you into the center of relevance in my life. Lets 
share the blessing.If you find yourself able to work with me, contact me 
through 
this email account: address@hidden If you give me positive signals, I 
will initiate this process towards a conclusion. I wish to inform you that 
should 
you contact me via official channels; I will deny knowing you and about this 
project. I repeat, I do not want you contacting me through my official phone 
lines 
nor do I want you contacting me through my official email account. Contact me 
only 
through the numbers I will provide for you and also through this email address. 
I 
do not want any direct link between you and me. My official lines are not 
secure 
lines as they are periodically monitored to assess our level of customer care 
in 
line with our Total Quality Management Policy.Please observe this instruction 
religiously. Please,again, note I am a family man, I have a wife and children. 
I 
send you this mail not without a measure of fear as to what theä€ consequences, 
but I 
know within me that nothing ventured is nothing gained and that success and 
riches 
never come easy or on a platter of gold.This is the one truth I have learned 
from 
my private banking clients. Do not betray my confidence.


Kindly send your response to my private email address: address@hidden


I await your response.
David Palmer.
address@hidden




---- Msg sent via @Mail - http://atmail.com/