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[taler-exchange] branch master updated: generate ToS with inline CSS


From: gnunet
Subject: [taler-exchange] branch master updated: generate ToS with inline CSS
Date: Sun, 13 Nov 2022 11:14:09 +0100

This is an automated email from the git hooks/post-receive script.

grothoff pushed a commit to branch master
in repository exchange.

The following commit(s) were added to refs/heads/master by this push:
     new 42b79931 generate ToS with inline CSS
42b79931 is described below

commit 42b79931412e12358aa4bad6444fce1e74ca5d82
Author: Christian Grothoff <christian@grothoff.org>
AuthorDate: Sun Nov 13 11:14:06 2022 +0100

    generate ToS with inline CSS
---
 bootstrap                                |   5 +
 contrib/Makefile.am                      |  12 +-
 contrib/gana                             |   2 +-
 contrib/pp/{conf.py => conf.py.in}       |  18 +-
 contrib/pp/en/0.epub                     | Bin 14983 -> 0 bytes
 contrib/pp/en/0.html                     | 211 ---------------------
 contrib/pp/en/pp-v0.epub                 | Bin 0 -> 14943 bytes
 contrib/pp/en/pp-v0.html                 | 205 ++++++++++++++++++++
 contrib/pp/en/{0.pdf => pp-v0.pdf}       | Bin 77445 -> 77785 bytes
 contrib/pp/en/{0.txt => pp-v0.txt}       |   0
 contrib/pp/en/{0.xml => pp-v0.xml}       |   2 +-
 contrib/pp/{pp.rst => pp-v0.rst}         |   0
 contrib/tos/{bfh.rst => bfh-v0.rst}      |   0
 contrib/tos/conf.py.in                   |   4 +-
 contrib/tos/en/{tos.epub => bfh-v0.epub} | Bin 24287 -> 24309 bytes
 contrib/tos/en/bfh-v0.html               | 310 ++++++++++++++++++++++++++++++
 contrib/tos/en/{bfh.pdf => bfh-v0.pdf}   | Bin 83656 -> 83658 bytes
 contrib/tos/en/{bfh.txt => bfh-v0.txt}   |   0
 contrib/tos/en/{bfh.xml => bfh-v0.xml}   |   2 +-
 contrib/tos/en/bfh.html                  | 316 -------------------------------
 contrib/tos/en/{bfh.epub => tos-v0.epub} | Bin 24290 -> 24308 bytes
 contrib/tos/en/tos-v0.html               | 298 +++++++++++++++++++++++++++++
 contrib/tos/en/{tos.pdf => tos-v0.pdf}   | Bin 82061 -> 82064 bytes
 contrib/tos/en/{tos.txt => tos-v0.txt}   |   0
 contrib/tos/en/{tos.xml => tos-v0.xml}   |   2 +-
 contrib/tos/en/tos.html                  | 304 -----------------------------
 contrib/tos/{tos.rst => tos-v0.rst}      |   0
 contrib/update-pp.sh                     |  10 +-
 contrib/update-tos.sh                    |   9 +-
 src/exchange/exchange.conf               |   4 +-
 30 files changed, 856 insertions(+), 858 deletions(-)

diff --git a/bootstrap b/bootstrap
index 67e24683..5206fc2e 100755
--- a/bootstrap
+++ b/bootstrap
@@ -8,6 +8,11 @@ if ! git --version >/dev/null; then
   exit 1
 fi
 
+if ! htmlark --version >/dev/null; then
+  echo "htmlark not installed"
+  exit 1
+fi
+
 
 echo "$0: Updating submodules"
 echo | git submodule update --init
diff --git a/contrib/Makefile.am b/contrib/Makefile.am
index 6213ac36..6ad5c8ae 100644
--- a/contrib/Makefile.am
+++ b/contrib/Makefile.am
@@ -56,13 +56,13 @@ EXTRA_DIST = \
   gana/gnu-taler-error-codes/Makefile \
   tos/Makefile \
   tos/README \
-  tos/bfh.rst \
-  tos/tos.rst \
+  tos/bfh-v0.rst \
+  tos/tos-v0.rst \
   tos/conf.py.in \
   tos/locale/de/LC_MESSAGES/tos.po \
   pp/Makefile \
   pp/README \
-  pp/pp.rst \
+  pp/pp-v0.rst \
   pp/conf.py \
   pp/locale/de/LC_MESSAGES/pp.po \
   $(rdata_DATA) \
@@ -76,10 +76,10 @@ TOS_LANGUAGES="en de"
 PP_LANGUAGES="en de"
 
 # Change the terms-of-service version (Etag) to generate here!
-# This value should be incremented whenever there is a substantive
+# This value should be modified whenever there is a substantive
 # change in the original text (but not for the translations).
-TOS_VERSION=0
-PP_VERSION=0
+TOS_VERSION=tos-v0
+PP_VERSION=pp-v0
 
 update-tos:
        VERSION=$(TOS_VERSION) ./update-tos.sh $(TOS_LANGUAGES)
diff --git a/contrib/gana b/contrib/gana
index d83d2584..6b9824cb 160000
--- a/contrib/gana
+++ b/contrib/gana
@@ -1 +1 @@
-Subproject commit d83d2584fd4698719b8eb78a4e0e9c8dad698aca
+Subproject commit 6b9824cb4d4561f1167c7f518998a226a82222d6
diff --git a/contrib/pp/conf.py b/contrib/pp/conf.py.in
similarity index 96%
rename from contrib/pp/conf.py
rename to contrib/pp/conf.py.in
index 9acb9786..d6805efe 100644
--- a/contrib/pp/conf.py
+++ b/contrib/pp/conf.py.in
@@ -1,6 +1,6 @@
 """
   This file is part of GNU TALER.
-  Copyright (C) 2014-2020 Taler Systems SA
+  Copyright (C) 2014-2022 Taler Systems SA
 
   TALER is free software; you can redistribute it and/or modify it under the
   terms of the GNU Lesser General Public License as published by the Free 
Software
@@ -68,20 +68,20 @@ source_suffix = {
 #source_encoding = 'utf-8-sig'
 
 # The master toctree document.
-master_doc = 'pp'
+master_doc = '%VERSION%'
 
 # General information about the project.
-project = u'pp'
-copyright = u'2014-2020 Taler Systems SA (GPLv3+ or GFDL 1.3+)'
+project = u'%VERSION%'
+copyright = u'2014-2022 Taler Systems SA (GPLv3+ or GFDL 1.3+)'
 
 # The version info for the project you're documenting, acts as replacement for
 # |version| and |release|, also used in various other places throughout the
 # built documents.
 #
 # The short X.Y version.
-version = '0'
+version = '%VERSION%'
 # The full version, including alpha/beta/rc tags.
-release = '0'
+release = '%VERSION%'
 
 # The language for content autogenerated by Sphinx. Refer to documentation
 # for a list of supported languages.
@@ -192,7 +192,7 @@ html_short_title = "Privacy Policy"
 #html_domain_indices = True
 
 # If false, no index is generated.
-#html_use_index = True
+html_use_index = True
 
 # If true, the index is split into individual pages for each letter.
 #html_split_index = False
@@ -231,7 +231,7 @@ latex_elements = {
 # (source start file, target name, title,
 #  author, documentclass [howto, manual, or own class]).
 latex_documents = [
-    ('pp', 'pp.tex',
+    ('%VERSION%', '%VERSION%.tex',
      'Privacy Policy', 'GNU Taler team', 'manual'),
 ]
 
@@ -277,6 +277,6 @@ latex_documents = [
 
 # -- Options for epub output  ----------------------------
 
-epub_basename = "pp"
+epub_basename = "%VERSION%"
 
 epub_title = "Privacy Policy"
diff --git a/contrib/pp/en/0.epub b/contrib/pp/en/0.epub
deleted file mode 100644
index 7e9e5343..00000000
Binary files a/contrib/pp/en/0.epub and /dev/null differ
diff --git a/contrib/pp/en/0.html b/contrib/pp/en/0.html
deleted file mode 100644
index ce704535..00000000
--- a/contrib/pp/en/0.html
+++ /dev/null
@@ -1,211 +0,0 @@
-
-
-<html lang="en">
-  <head>
-    <meta charset="utf-8" />
-    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
-    <title>Privacy Policy &#8212; Taler Privacy Policy</title>
-    <link rel="stylesheet" href="_static/pygments.css" type="text/css" />
-    <link rel="stylesheet" href="_static/epub.css" type="text/css" />
-    <script id="documentation_options" data-url_root="./" 
src="_static/documentation_options.js"></script>
-    <script src="_static/jquery.js"></script>
-    <script src="_static/underscore.js"></script>
-    <script src="_static/doctools.js"></script> 
-  </head><body>
-
-    <div class="document">
-      <div class="documentwrapper">
-        <div class="bodywrapper">
-          <div class="body" role="main">
-            
-  <div class="section" id="privacy-policy">
-<h1>Privacy Policy<a class="headerlink" href="#privacy-policy" 
title="Permalink to this headline">¶</a></h1>
-<p>Last Updated: 11.12.2019</p>
-<p>This Privacy Policy describes the policies and procedures of Taler Systems 
SA
-(“we,” “our,” or “us”) pertaining to the collection, use, and disclosure of
-your information on our sites and related mobile applications and products we
-offer (the “Services” or “Taler Wallet”). This Privacy Statement applies to
-your personal data when you use our Services, and does not apply to online
-websites or services that we do not own or control.</p>
-<div class="section" id="overview">
-<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this 
headline">¶</a></h2>
-<p>Your privacy is important to us. We follow a few fundamental principles: We
-don’t ask you for personally identifiable information (defined below). That
-being said, your contact information, such as your phone number, social media
-handle, or email address (depending on how you contact us), may be collected
-when you communicate with us, for example to report a bug or other error
-related to the Taler Wallet. We don’t share your information with third
-parties except when strictly required to deliver you our Services and
-products, or to comply with the law. If you have any questions or concerns
-about this policy, please reach out to us at <a class="reference external" 
href="mailto:privacy&#37;&#52;&#48;taler-systems&#46;net";>privacy<span>&#64;</span>taler-systems<span>&#46;</span>net</a>.</p>
-</div>
-<div class="section" id="how-you-accept-this-policy">
-<h2>How you accept this policy<a class="headerlink" 
href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2>
-<p>By using our Services or visiting our sites, you agree to the use, 
disclosure,
-and procedures outlined in this Privacy Policy.</p>
-</div>
-<div class="section" 
id="what-personal-information-do-we-collect-from-our-users">
-<h2>What personal information do we collect from our users?<a 
class="headerlink" 
href="#what-personal-information-do-we-collect-from-our-users" title="Permalink 
to this headline">¶</a></h2>
-<p>The information we collect from you falls into two categories: (i) 
personally
-identifiable information (i.e., data that could potentially identify you as an
-individual) (“Personal Information”), and (ii) non-personally identifiable
-information (i.e., information that cannot be used to identify who you are)
-(“Non-Personal Information”). This Privacy Policy covers both categories and
-will tell you how we might collect and use each type.</p>
-<p>We do our best to not collect any Personal Information from Taler Wallet
-users. We believe that the Taler Wallet never transmits personal information
-to our services without at least clear implied consent, and we only process
-and retain information with a strict business need. That being said, when
-using our Services, we inherently have to collect the following 
information:</p>
-<blockquote>
-<div><ul class="simple">
-<li><p>Bank account details necessary when receiving funds from you to top-up 
your wallet or to transfer funds to you when you are being paid via Taler. At 
the current experimental stage, only the pseudonym and password you entered in 
the bank demonstrator is stored.</p></li>
-<li><p>The amounts being withdrawn or deposited, with associated unique 
transaction identifiers and cryptographic signatures authorizing the 
transaction. Note that for purchases, we cannot identify the buyer from the 
collected data, so when you spend money, we only receive non-personal 
information.</p></li>
-<li><p>When you contact us. We may collect certain information if you choose 
to contact us, for example to report a bug or other error with the Taler 
Wallet. This may include contact information such as your name, email address 
or phone number depending on the method you choose to contact us.</p></li>
-</ul>
-</div></blockquote>
-</div>
-<div class="section" id="how-we-collect-and-process-information">
-<h2>How we collect and process information<a class="headerlink" 
href="#how-we-collect-and-process-information" title="Permalink to this 
headline">¶</a></h2>
-<p>We may process your information for the following reasons:</p>
-<blockquote>
-<div><ul class="simple">
-<li><p>to transfer money as specified by our users (Taler 
transactions);</p></li>
-<li><p>to assist government entities in linking income to the underlying 
contract as required by law and local regulations</p></li>
-<li><p>to support you using the Taler Wallet or to improve our 
Services</p></li>
-</ul>
-</div></blockquote>
-</div>
-<div class="section" id="how-we-share-and-use-the-information-we-gather">
-<h2>How we share and use the information we gather<a class="headerlink" 
href="#how-we-share-and-use-the-information-we-gather" title="Permalink to this 
headline">¶</a></h2>
-<p>We may share your Personal Data or other information about you only if you 
are
-a merchant receiving income, with your bank, to the degree necessary to
-execute the payment.</p>
-<p>We retain Personal Data to transfer funds to the accounts designated by our
-users. We may retain Personal Data only for as long as mandated by law and
-required for the wire transfers.</p>
-<p>We primarily use the limited information we receive directly from you to
-enhance the Taler Wallet. Some ways we may use your Personal Information are
-to: Contact you when necessary to respond to your comments, answer your
-questions, or obtain additional information on issues related to bugs or
-errors with the Taler Wallet that you reported.</p>
-</div>
-<div class="section" id="agents-or-third-party-partners">
-<h2>Agents or third party partners<a class="headerlink" 
href="#agents-or-third-party-partners" title="Permalink to this 
headline">¶</a></h2>
-<p>We may provide your Personal Information to our employees, contractors,
-agents, service providers, and designees (“Agents”) to enable them to perform
-certain services for us exclusively, including: improvement and maintenance of
-our software and Services.</p>
-</div>
-<div class="section" id="protection-of-us-and-others">
-<h2>Protection of us and others<a class="headerlink" 
href="#protection-of-us-and-others" title="Permalink to this 
headline">¶</a></h2>
-<p>We reserve the right to access, read, preserve, and disclose any information
-that we reasonably believe is necessary to comply with the law or a court
-order.</p>
-</div>
-<div class="section" id="what-personal-information-can-i-access-or-change">
-<h2>What personal information can I access or change?<a class="headerlink" 
href="#what-personal-information-can-i-access-or-change" title="Permalink to 
this headline">¶</a></h2>
-<p>You can request access to the information we have collected from you. You 
can
-do this by contacting us at <a class="reference external" 
href="mailto:privacy&#37;&#52;&#48;taler-systems&#46;net";>privacy<span>&#64;</span>taler-systems<span>&#46;</span>net</a>.
 We will make sure to
-provide you with a copy of the data we process about you. To comply with your
-request, we may ask you to verify your identity. We will fulfill your request
-by sending your copy electronically. For any subsequent access request, we may
-charge you with an administrative fee. If you believe that the information we
-have collected is incorrect, you are welcome to contact us so we can update it
-and keep your data accurate. Any data that is no longer needed for purposes
-specified in the “How We Use the Information We Gather” section will be
-deleted after ninety (90) days.</p>
-</div>
-<div class="section" id="what-are-your-data-protection-rights">
-<h2>What are your data protection rights?<a class="headerlink" 
href="#what-are-your-data-protection-rights" title="Permalink to this 
headline">¶</a></h2>
-<p>Anastasis would like to make sure you are fully aware of all of your
-data protection rights. Every user is entitled to the following:</p>
-<dl class="simple">
-<dt><strong>The right to access</strong>: You have the right to request 
Anastasis for</dt><dd><p>copies of your personal data. We may charge you a 
small fee for this
-service.</p>
-</dd>
-</dl>
-<p><strong>The right to rectification</strong>: You have the right to request 
that
-Anastasis correct any information you believe is inaccurate. You also
-have the right to request Anastasis to complete information you
-believe is incomplete.  The right to erasure - You have the right to
-request that Anastasis erase your personal data, under certain
-conditions.</p>
-<dl class="simple">
-<dt><strong>The right to restrict processing</strong>: You have the right to 
request</dt><dd><p>that Anastasis restrict the processing of your personal 
data, under
-certain conditions.</p>
-</dd>
-<dt><strong>The right to object to processing</strong>: You have the right to 
object to</dt><dd><p>Anastasis’s processing of your personal data, under certain
-conditions.</p>
-</dd>
-<dt><strong>The right to data portability</strong>: You have the right to 
request that</dt><dd><p>Anastasis transfer the data that we have collected to 
another
-organization, or directly to you, under certain conditions.</p>
-</dd>
-</dl>
-<p>If you make a request, we have one month to respond to you. If you
-would like to exercise any of these rights, please contact us at our
-email: <a class="reference external" 
href="mailto:privacy&#37;&#52;&#48;taler-systems&#46;com";>privacy<span>&#64;</span>taler-systems<span>&#46;</span>com</a></p>
-<p>You can always contact your local data protection authority to enforce
-your rights.</p>
-</div>
-<div class="section" id="data-retention">
-<h2>Data retention<a class="headerlink" href="#data-retention" 
title="Permalink to this headline">¶</a></h2>
-<p>If you uninstall the Taler Wallet mobile applications from your device, or
-request that your information be deleted, we still may retain some information
-that you have provided to us to maintain the Taler Wallet or to comply with
-relevant laws.</p>
-</div>
-<div class="section" id="data-security">
-<h2>Data security<a class="headerlink" href="#data-security" title="Permalink 
to this headline">¶</a></h2>
-<p>We are committed to making sure your information is protected. We employ
-several physical and electronic safeguards to keep your information safe,
-including encrypted user passwords, two factor verification and authentication
-on passwords where possible, and securing connections with industry standard
-transport layer security. You are also welcome to contact us using GnuPG
-encrypted e-mail. Even with all these precautions, we cannot fully guarantee
-against the access, disclosure, alteration, or deletion of data through
-events, including but not limited to hardware or software failure or
-unauthorized use. Any information that you provide to us is done so entirely
-at your own risk.</p>
-</div>
-<div class="section" id="changes-and-updates-to-privacy-policy">
-<h2>Changes and updates to privacy policy<a class="headerlink" 
href="#changes-and-updates-to-privacy-policy" title="Permalink to this 
headline">¶</a></h2>
-<p>We reserve the right to update and revise this privacy policy at any time. 
We
-occasionally review this Privacy Policy to make sure it complies with
-applicable laws and conforms to changes in our business. We may need to update
-this Privacy Policy, and we reserve the right to do so at any time. If we do
-revise this Privacy Policy, we will update the “Effective Date” at the bottom
-of this page so that you can tell if it has changed since your last visit. As
-we generally do not collect contact information and also do not track your
-visits, we will not be able to notify you directly. However, the Taler Wallet
-may inform you about a change in the privacy policy once it detects that the
-policy has changed. Please review this Privacy Policy regularly to ensure that
-you are aware of its terms. Any use of our Services after an amendment to our
-Privacy Policy constitutes your acceptance to the revised or amended
-agreement.</p>
-</div>
-<div class="section" id="international-users-and-visitors">
-<h2>International users and visitors<a class="headerlink" 
href="#international-users-and-visitors" title="Permalink to this 
headline">¶</a></h2>
-<p>Our Services are hosted in Switzerland. If you are a user accessing the
-Services from the European Union, Asia, US, or any other region with laws or
-regulations governing personal data collection, use, and disclosure that
-differ from Swiss laws, please be advised that through your continued use of
-the Services, which is governed by Swiss law, you are transferring your
-Personal Information to Switzerland and you consent to that transfer.</p>
-</div>
-<div class="section" id="questions">
-<h2>Questions<a class="headerlink" href="#questions" title="Permalink to this 
headline">¶</a></h2>
-<p>Please contact us at <a class="reference external" 
href="mailto:privacy&#37;&#52;&#48;taler-systems&#46;net";>privacy<span>&#64;</span>taler-systems<span>&#46;</span>net</a>
 if you have questions about our
-privacy practices that are not addressed in this Privacy Statement.</p>
-</div>
-</div>
-
-
-            <div class="clearer"></div>
-          </div>
-        </div>
-      </div>
-      <div class="clearer"></div>
-    </div>
-  </body>
-</html>
\ No newline at end of file
diff --git a/contrib/pp/en/pp-v0.epub b/contrib/pp/en/pp-v0.epub
new file mode 100644
index 00000000..b564671b
Binary files /dev/null and b/contrib/pp/en/pp-v0.epub differ
diff --git a/contrib/pp/en/pp-v0.html b/contrib/pp/en/pp-v0.html
new file mode 100644
index 00000000..e248db2e
--- /dev/null
+++ b/contrib/pp/en/pp-v0.html
@@ -0,0 +1,205 @@
+<html lang="en">
+<head>
+<meta charset="utf-8"/>
+<meta content="width=device-width, initial-scale=1.0" name="viewport"/>
+<title>Privacy Policy — Taler Privacy Policy</title>
+<link 
href="data:text/css,pre%20%7B%20line-height%3A%20125%25%3B%20margin%3A%200%3B%20%7D%0Atd.linenos%20pre%20%7B%20color%3A%20%23000000%3B%20background-color%3A%20%23f0f0f0%3B%20padding%3A%200%205px%200%205px%3B%20%7D%0Aspan.linenos%20%7B%20color%3A%20%23000000%3B%20background-color%3A%20%23f0f0f0%3B%20padding%3A%200%205px%200%205px%3B%20%7D%0Atd.linenos%20pre.special%20%7B%20color%3A%20%23000000%3B%20background-color%3A%20%23ffffc0%3B%20padding%3A%200%205px%200%205px%3B%20%7D%0Aspan.l
 [...]
+<link 
href="data:text/css,/%2A%0A%20%2A%20epub.css_t%0A%20%2A%20~~~~~~~~~~%0A%20%2A%0A%20%2A%20Sphinx%20stylesheet%20--%20epub%20theme.%0A%20%2A%0A%20%2A%20%3Acopyright%3A%20Copyright%202007-2021%20by%20the%20Sphinx%20team%2C%20see%20AUTHORS.%0A%20%2A%20%3Alicense%3A%20BSD%2C%20see%20LICENSE%20for%20details.%0A%20%2A%0A%20%2A/%0A%0A/%2A%20--%20main%20layout%20-----------------------------------------------------------%20%2A/%0A%0A%0A%0Adiv.clearer%20%7B%0A%20%20%20%20clear%3A%20both%3B%0
 [...]
+<script data-url_root="./" id="documentation_options" 
src="data:application/javascript,var%20DOCUMENTATION_OPTIONS%20%3D%20%7B%0A%20%20%20%20URL_ROOT%3A%20document.getElementById%28%22documentation_options%22%29.getAttribute%28%27data-url_root%27%29%2C%0A%20%20%20%20VERSION%3A%20%27pp-v0%27%2C%0A%20%20%20%20LANGUAGE%3A%20%27en%27%2C%0A%20%20%20%20COLLAPSE_INDEX%3A%20false%2C%0A%20%20%20%20BUILDER%3A%20%27html%27%2C%0A%20%20%20%20FILE_SUFFIX%3A%20%27.html%27%2C%0A%20%20%20%20LINK_SUFFIX%3
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+<script 
src="data:application/javascript,/%2A%21%0A%20%2A%20jQuery%20JavaScript%20Library%20v3.5.1%0A%20%2A%20https%3A//jquery.com/%0A%20%2A%0A%20%2A%20Includes%20Sizzle.js%0A%20%2A%20https%3A//sizzlejs.com/%0A%20%2A%0A%20%2A%20Copyright%20JS%20Foundation%20and%20other%20contributors%0A%20%2A%20Released%20under%20the%20MIT%20license%0A%20%2A%20https%3A//jquery.org/license%0A%20%2A/%0A%28%20function%28%20global%2C%20factory%20%29%20%7B%0A%0A%09%22use%20strict%22%3B%0A%0A%09if%20%28%20type
 [...]
+<script 
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 [...]
+</head><body>
+<div class="document">
+<div class="documentwrapper">
+<div class="bodywrapper">
+<div class="body" role="main">
+<div class="section" id="privacy-policy">
+<h1>Privacy Policy<a class="headerlink" href="#privacy-policy" 
title="Permalink to this headline">¶</a></h1>
+<p>Last Updated: 11.12.2019</p>
+<p>This Privacy Policy describes the policies and procedures of Taler Systems 
SA
+(“we,” “our,” or “us”) pertaining to the collection, use, and disclosure of
+your information on our sites and related mobile applications and products we
+offer (the “Services” or “Taler Wallet”). This Privacy Statement applies to
+your personal data when you use our Services, and does not apply to online
+websites or services that we do not own or control.</p>
+<div class="section" id="overview">
+<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this 
headline">¶</a></h2>
+<p>Your privacy is important to us. We follow a few fundamental principles: We
+don’t ask you for personally identifiable information (defined below). That
+being said, your contact information, such as your phone number, social media
+handle, or email address (depending on how you contact us), may be collected
+when you communicate with us, for example to report a bug or other error
+related to the Taler Wallet. We don’t share your information with third
+parties except when strictly required to deliver you our Services and
+products, or to comply with the law. If you have any questions or concerns
+about this policy, please reach out to us at <a class="reference external" 
href="mailto:privacy%40taler-systems.net";>privacy<span>@</span>taler-systems<span>.</span>net</a>.</p>
+</div>
+<div class="section" id="how-you-accept-this-policy">
+<h2>How you accept this policy<a class="headerlink" 
href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2>
+<p>By using our Services or visiting our sites, you agree to the use, 
disclosure,
+and procedures outlined in this Privacy Policy.</p>
+</div>
+<div class="section" 
id="what-personal-information-do-we-collect-from-our-users">
+<h2>What personal information do we collect from our users?<a 
class="headerlink" 
href="#what-personal-information-do-we-collect-from-our-users" title="Permalink 
to this headline">¶</a></h2>
+<p>The information we collect from you falls into two categories: (i) 
personally
+identifiable information (i.e., data that could potentially identify you as an
+individual) (“Personal Information”), and (ii) non-personally identifiable
+information (i.e., information that cannot be used to identify who you are)
+(“Non-Personal Information”). This Privacy Policy covers both categories and
+will tell you how we might collect and use each type.</p>
+<p>We do our best to not collect any Personal Information from Taler Wallet
+users. We believe that the Taler Wallet never transmits personal information
+to our services without at least clear implied consent, and we only process
+and retain information with a strict business need. That being said, when
+using our Services, we inherently have to collect the following 
information:</p>
+<blockquote>
+<div><ul class="simple">
+<li><p>Bank account details necessary when receiving funds from you to top-up 
your wallet or to transfer funds to you when you are being paid via Taler. At 
the current experimental stage, only the pseudonym and password you entered in 
the bank demonstrator is stored.</p></li>
+<li><p>The amounts being withdrawn or deposited, with associated unique 
transaction identifiers and cryptographic signatures authorizing the 
transaction. Note that for purchases, we cannot identify the buyer from the 
collected data, so when you spend money, we only receive non-personal 
information.</p></li>
+<li><p>When you contact us. We may collect certain information if you choose 
to contact us, for example to report a bug or other error with the Taler 
Wallet. This may include contact information such as your name, email address 
or phone number depending on the method you choose to contact us.</p></li>
+</ul>
+</div></blockquote>
+</div>
+<div class="section" id="how-we-collect-and-process-information">
+<h2>How we collect and process information<a class="headerlink" 
href="#how-we-collect-and-process-information" title="Permalink to this 
headline">¶</a></h2>
+<p>We may process your information for the following reasons:</p>
+<blockquote>
+<div><ul class="simple">
+<li><p>to transfer money as specified by our users (Taler 
transactions);</p></li>
+<li><p>to assist government entities in linking income to the underlying 
contract as required by law and local regulations</p></li>
+<li><p>to support you using the Taler Wallet or to improve our 
Services</p></li>
+</ul>
+</div></blockquote>
+</div>
+<div class="section" id="how-we-share-and-use-the-information-we-gather">
+<h2>How we share and use the information we gather<a class="headerlink" 
href="#how-we-share-and-use-the-information-we-gather" title="Permalink to this 
headline">¶</a></h2>
+<p>We may share your Personal Data or other information about you only if you 
are
+a merchant receiving income, with your bank, to the degree necessary to
+execute the payment.</p>
+<p>We retain Personal Data to transfer funds to the accounts designated by our
+users. We may retain Personal Data only for as long as mandated by law and
+required for the wire transfers.</p>
+<p>We primarily use the limited information we receive directly from you to
+enhance the Taler Wallet. Some ways we may use your Personal Information are
+to: Contact you when necessary to respond to your comments, answer your
+questions, or obtain additional information on issues related to bugs or
+errors with the Taler Wallet that you reported.</p>
+</div>
+<div class="section" id="agents-or-third-party-partners">
+<h2>Agents or third party partners<a class="headerlink" 
href="#agents-or-third-party-partners" title="Permalink to this 
headline">¶</a></h2>
+<p>We may provide your Personal Information to our employees, contractors,
+agents, service providers, and designees (“Agents”) to enable them to perform
+certain services for us exclusively, including: improvement and maintenance of
+our software and Services.</p>
+</div>
+<div class="section" id="protection-of-us-and-others">
+<h2>Protection of us and others<a class="headerlink" 
href="#protection-of-us-and-others" title="Permalink to this 
headline">¶</a></h2>
+<p>We reserve the right to access, read, preserve, and disclose any information
+that we reasonably believe is necessary to comply with the law or a court
+order.</p>
+</div>
+<div class="section" id="what-personal-information-can-i-access-or-change">
+<h2>What personal information can I access or change?<a class="headerlink" 
href="#what-personal-information-can-i-access-or-change" title="Permalink to 
this headline">¶</a></h2>
+<p>You can request access to the information we have collected from you. You 
can
+do this by contacting us at <a class="reference external" 
href="mailto:privacy%40taler-systems.net";>privacy<span>@</span>taler-systems<span>.</span>net</a>.
 We will make sure to
+provide you with a copy of the data we process about you. To comply with your
+request, we may ask you to verify your identity. We will fulfill your request
+by sending your copy electronically. For any subsequent access request, we may
+charge you with an administrative fee. If you believe that the information we
+have collected is incorrect, you are welcome to contact us so we can update it
+and keep your data accurate. Any data that is no longer needed for purposes
+specified in the “How We Use the Information We Gather” section will be
+deleted after ninety (90) days.</p>
+</div>
+<div class="section" id="what-are-your-data-protection-rights">
+<h2>What are your data protection rights?<a class="headerlink" 
href="#what-are-your-data-protection-rights" title="Permalink to this 
headline">¶</a></h2>
+<p>Anastasis would like to make sure you are fully aware of all of your
+data protection rights. Every user is entitled to the following:</p>
+<dl class="simple">
+<dt><strong>The right to access</strong>: You have the right to request 
Anastasis for</dt><dd><p>copies of your personal data. We may charge you a 
small fee for this
+service.</p>
+</dd>
+</dl>
+<p><strong>The right to rectification</strong>: You have the right to request 
that
+Anastasis correct any information you believe is inaccurate. You also
+have the right to request Anastasis to complete information you
+believe is incomplete.  The right to erasure - You have the right to
+request that Anastasis erase your personal data, under certain
+conditions.</p>
+<dl class="simple">
+<dt><strong>The right to restrict processing</strong>: You have the right to 
request</dt><dd><p>that Anastasis restrict the processing of your personal 
data, under
+certain conditions.</p>
+</dd>
+<dt><strong>The right to object to processing</strong>: You have the right to 
object to</dt><dd><p>Anastasis’s processing of your personal data, under certain
+conditions.</p>
+</dd>
+<dt><strong>The right to data portability</strong>: You have the right to 
request that</dt><dd><p>Anastasis transfer the data that we have collected to 
another
+organization, or directly to you, under certain conditions.</p>
+</dd>
+</dl>
+<p>If you make a request, we have one month to respond to you. If you
+would like to exercise any of these rights, please contact us at our
+email: <a class="reference external" 
href="mailto:privacy%40taler-systems.com";>privacy<span>@</span>taler-systems<span>.</span>com</a></p>
+<p>You can always contact your local data protection authority to enforce
+your rights.</p>
+</div>
+<div class="section" id="data-retention">
+<h2>Data retention<a class="headerlink" href="#data-retention" 
title="Permalink to this headline">¶</a></h2>
+<p>If you uninstall the Taler Wallet mobile applications from your device, or
+request that your information be deleted, we still may retain some information
+that you have provided to us to maintain the Taler Wallet or to comply with
+relevant laws.</p>
+</div>
+<div class="section" id="data-security">
+<h2>Data security<a class="headerlink" href="#data-security" title="Permalink 
to this headline">¶</a></h2>
+<p>We are committed to making sure your information is protected. We employ
+several physical and electronic safeguards to keep your information safe,
+including encrypted user passwords, two factor verification and authentication
+on passwords where possible, and securing connections with industry standard
+transport layer security. You are also welcome to contact us using GnuPG
+encrypted e-mail. Even with all these precautions, we cannot fully guarantee
+against the access, disclosure, alteration, or deletion of data through
+events, including but not limited to hardware or software failure or
+unauthorized use. Any information that you provide to us is done so entirely
+at your own risk.</p>
+</div>
+<div class="section" id="changes-and-updates-to-privacy-policy">
+<h2>Changes and updates to privacy policy<a class="headerlink" 
href="#changes-and-updates-to-privacy-policy" title="Permalink to this 
headline">¶</a></h2>
+<p>We reserve the right to update and revise this privacy policy at any time. 
We
+occasionally review this Privacy Policy to make sure it complies with
+applicable laws and conforms to changes in our business. We may need to update
+this Privacy Policy, and we reserve the right to do so at any time. If we do
+revise this Privacy Policy, we will update the “Effective Date” at the bottom
+of this page so that you can tell if it has changed since your last visit. As
+we generally do not collect contact information and also do not track your
+visits, we will not be able to notify you directly. However, the Taler Wallet
+may inform you about a change in the privacy policy once it detects that the
+policy has changed. Please review this Privacy Policy regularly to ensure that
+you are aware of its terms. Any use of our Services after an amendment to our
+Privacy Policy constitutes your acceptance to the revised or amended
+agreement.</p>
+</div>
+<div class="section" id="international-users-and-visitors">
+<h2>International users and visitors<a class="headerlink" 
href="#international-users-and-visitors" title="Permalink to this 
headline">¶</a></h2>
+<p>Our Services are hosted in Switzerland. If you are a user accessing the
+Services from the European Union, Asia, US, or any other region with laws or
+regulations governing personal data collection, use, and disclosure that
+differ from Swiss laws, please be advised that through your continued use of
+the Services, which is governed by Swiss law, you are transferring your
+Personal Information to Switzerland and you consent to that transfer.</p>
+</div>
+<div class="section" id="questions">
+<h2>Questions<a class="headerlink" href="#questions" title="Permalink to this 
headline">¶</a></h2>
+<p>Please contact us at <a class="reference external" 
href="mailto:privacy%40taler-systems.net";>privacy<span>@</span>taler-systems<span>.</span>net</a>
 if you have questions about our
+privacy practices that are not addressed in this Privacy Statement.</p>
+</div>
+</div>
+<div class="clearer"></div>
+</div>
+</div>
+</div>
+<div class="clearer"></div>
+</div>
+</body>
+</html><!--Generated by HTMLArk 2022-11-13 11:12:02.559742. Original URL 
_build/html/pp-v0.html-->
\ No newline at end of file
diff --git a/contrib/pp/en/0.pdf b/contrib/pp/en/pp-v0.pdf
similarity index 67%
rename from contrib/pp/en/0.pdf
rename to contrib/pp/en/pp-v0.pdf
index 842a8306..67f5b71b 100644
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diff --git a/contrib/pp/en/0.txt b/contrib/pp/en/pp-v0.txt
similarity index 100%
rename from contrib/pp/en/0.txt
rename to contrib/pp/en/pp-v0.txt
diff --git a/contrib/pp/en/0.xml b/contrib/pp/en/pp-v0.xml
similarity index 99%
rename from contrib/pp/en/0.xml
rename to contrib/pp/en/pp-v0.xml
index d4400542..8761ed39 100644
--- a/contrib/pp/en/0.xml
+++ b/contrib/pp/en/pp-v0.xml
@@ -1,7 +1,7 @@
 <?xml version="1.0" encoding="utf-8"?>
 <!DOCTYPE document PUBLIC "+//IDN docutils.sourceforge.net//DTD Docutils 
Generic//EN//XML" "http://docutils.sourceforge.net/docs/ref/docutils.dtd";>
 <!-- Generated by Docutils 0.16 -->
-<document source="/research/taler/exchange/contrib/pp/pp.rst">
+<document source="/research/taler/exchange/contrib/pp/pp-v0.rst">
     <section ids="privacy-policy" names="privacy\ policy">
         <title>Privacy Policy</title>
         <paragraph>Last Updated: 11.12.2019</paragraph>
diff --git a/contrib/pp/pp.rst b/contrib/pp/pp-v0.rst
similarity index 100%
rename from contrib/pp/pp.rst
rename to contrib/pp/pp-v0.rst
diff --git a/contrib/tos/bfh.rst b/contrib/tos/bfh-v0.rst
similarity index 100%
rename from contrib/tos/bfh.rst
rename to contrib/tos/bfh-v0.rst
diff --git a/contrib/tos/conf.py.in b/contrib/tos/conf.py.in
index 064c4b06..0a8d74db 100644
--- a/contrib/tos/conf.py.in
+++ b/contrib/tos/conf.py.in
@@ -150,7 +150,7 @@ html_theme_options = {
 
 # The name for this set of Sphinx documents.  If None, it defaults to
 # "<project> v<release> documentation".
-html_title = "Taler Terms of Service"
+html_title = "Taler Exchange Terms of Service"
 
 # A shorter title for the navigation bar.  Default is the same as html_title.
 html_short_title = "Terms of Service"
@@ -193,7 +193,7 @@ html_short_title = "Terms of Service"
 #html_domain_indices = True
 
 # If false, no index is generated.
-#html_use_index = True
+html_use_index = True
 
 # If true, the index is split into individual pages for each letter.
 #html_split_index = False
diff --git a/contrib/tos/en/tos.epub b/contrib/tos/en/bfh-v0.epub
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new file mode 100644
index 00000000..5355f0d9
--- /dev/null
+++ b/contrib/tos/en/bfh-v0.html
@@ -0,0 +1,310 @@
+<html lang="en">
+<head>
+<meta charset="utf-8"/>
+<meta content="width=device-width, initial-scale=1.0" name="viewport"/>
+<title>Terms Of Service — Taler Exchange Terms of Service</title>
+<link 
href="data:text/css,pre%20%7B%20line-height%3A%20125%25%3B%20margin%3A%200%3B%20%7D%0Atd.linenos%20pre%20%7B%20color%3A%20%23000000%3B%20background-color%3A%20%23f0f0f0%3B%20padding%3A%200%205px%200%205px%3B%20%7D%0Aspan.linenos%20%7B%20color%3A%20%23000000%3B%20background-color%3A%20%23f0f0f0%3B%20padding%3A%200%205px%200%205px%3B%20%7D%0Atd.linenos%20pre.special%20%7B%20color%3A%20%23000000%3B%20background-color%3A%20%23ffffc0%3B%20padding%3A%200%205px%200%205px%3B%20%7D%0Aspan.l
 [...]
+<link 
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+<script data-url_root="./" id="documentation_options" 
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+<script 
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+<script 
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+<script 
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 [...]
+</head><body>
+<div class="document">
+<div class="documentwrapper">
+<div class="bodywrapper">
+<div class="body" role="main">
+<div class="section" id="terms-of-service">
+<h1>Terms Of Service<a class="headerlink" href="#terms-of-service" 
title="Permalink to this headline">¶</a></h1>
+<p>Last Updated: 09.06.2022</p>
+<p>Welcome! The ICE research center of the Bern University of Applied Sciences
+in Switzerland (“we,” “our,” or “us”) provides an experimental payment service
+through our Internet presence (collectively the “Services”). Before using our
+Services, please read the Terms of Service (the “Terms” or the “Agreement”)
+carefully.</p>
+<div class="section" id="this-is-research">
+<h2>This is research<a class="headerlink" href="#this-is-research" 
title="Permalink to this headline">¶</a></h2>
+<p>This is a research experiment. Any funds wired to our Bitcoin address are
+considered a donation to our research group. We may use them to enable
+payments following the GNU Taler protocol, or simply keep them at our
+discretion.  The service is experimental and may also be discontinued at
+any time, in which case all remaining funds will definitively be kept by
+the research group.</p>
+</div>
+<div class="section" id="overview">
+<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this 
headline">¶</a></h2>
+<p>This section provides a brief summary of the highlights of this
+Agreement. Please note that when you accept this Agreement, you are accepting
+all of the terms and conditions and not just this section. We and possibly
+other third parties provide Internet services which interact with the Taler
+Wallet’s self-hosted personal payment application. When using the Taler Wallet
+to interact with our Services, you are agreeing to our Terms, so please read
+carefully.</p>
+<div class="section" id="highlights">
+<h3>Highlights:<a class="headerlink" href="#highlights" title="Permalink to 
this headline">¶</a></h3>
+<blockquote>
+<div><ul class="simple">
+<li><p>You are responsible for keeping the data in your Taler Wallet at all 
times
+under your control. Any losses arising from you not being in control of
+your private information are your problem.</p></li>
+<li><p>We may transfer funds we receive from our users to any legal
+recipient to the best of our ability within the limitations of the law and
+our implementation. However, the Services offered today are highly
+experimental and the set of recipients of funds is severely restricted.
+Again, we stress this is a research experiment and technically all funds
+held by the exchange are owned by the research group of the 
university.</p></li>
+<li><p>For our Services, we may charge transaction fees. The specific fee 
structure
+is provided based on the Taler protocol and should be shown to you when you
+withdraw electronic coins using a Taler Wallet. You agree and understand
+that the Taler protocol allows for the fee structure to change.</p></li>
+<li><p>You agree to not intentionally overwhelm our systems with requests and
+follow responsible disclosure if you find security issues in our 
services.</p></li>
+<li><p>We cannot be held accountable for our Services not being available due 
to
+any circumstances. If we modify or terminate our services,
+we may give you the opportunity to recover your funds. However,
+given the experimental state of the Services today, this may not be
+possible. You are strongly advised to limit your use of the Service
+to small-scale experiments expecting total loss of all funds.</p></li>
+</ul>
+</div></blockquote>
+<p>These terms outline approved uses of our Services. The Services and these
+Terms are still at an experimental stage. If you have any questions or
+comments related to this Agreement, please send us a message to
+<a class="reference external" 
href="mailto:ice%40bfh.ch";>ice<span>@</span>bfh<span>.</span>ch</a>. If you do 
not agree to this Agreement, you must not
+use our Services.</p>
+</div>
+</div>
+<div class="section" id="how-you-accept-this-policy">
+<h2>How you accept this policy<a class="headerlink" 
href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2>
+<p>By sending funds to us (to top-up your Taler Wallet), you acknowledge that 
you
+have read, understood, and agreed to these Terms. We reserve the right to
+change these Terms at any time. If you disagree with the change, we may in the
+future offer you with an easy option to recover your unspent funds. However,
+in the current experimental period you acknowledge that this feature is not
+yet available, resulting in your funds being lost unless you accept the new
+Terms. If you continue to use our Services other than to recover your unspent
+funds, your continued use of our Services following any such change will
+signify your acceptance to be bound by the then current Terms. Please check
+the effective date above to determine if there have been any changes since you
+have last reviewed these Terms.</p>
+</div>
+<div class="section" id="services">
+<h2>Services<a class="headerlink" href="#services" title="Permalink to this 
headline">¶</a></h2>
+<p>We will try to transfer funds that we receive from users to any legal
+recipient to the best of our ability and within the limitations of the
+law. However, the Services offered today are highly experimental and the set
+of recipients of funds is severely restricted.  The Taler Wallet can be loaded
+by exchanging fiat or cryptocurrencies against electronic coins. We are
+providing this exchange service. Once your Taler Wallet is loaded with
+electronic coins they can be spent for purchases if the seller is accepting
+Taler as a means of payment. We are not guaranteeing that any seller is
+accepting Taler at all or a particular seller.  The seller or recipient of
+deposits of electronic coins must specify the target account, as per the
+design of the Taler protocol. They are responsible for following the protocol
+and specifying the correct bank account, and are solely liable for any losses
+that may arise from specifying the wrong account. We may allow the government
+to link wire transfers to the underlying contract hash. It is the
+responsibility of recipients to preserve the full contracts and to pay
+whatever taxes and charges may be applicable. Technical issues may lead to
+situations where we are unable to make transfers at all or lead to incorrect
+transfers that cannot be reversed. We may refuse to execute transfers if the
+transfers are prohibited by a competent legal authority and we are ordered to
+do so.</p>
+<p>When using our Services, you agree to not take any action that intentionally
+imposes an unreasonable load on our infrastructure. If you find security
+problems in our Services, you agree to first report them to
+<a class="reference external" 
href="mailto:security%40taler-systems.com";>security<span>@</span>taler-systems<span>.</span>com</a>
 and grant us the right to publish your report. We
+warrant that we will ourselves publicly disclose any issues reported within 3
+months, and that we will not prosecute anyone reporting security issues if
+they did not exploit the issue beyond a proof-of-concept, and followed the
+above responsible disclosure practice.</p>
+</div>
+<div class="section" id="fees">
+<h2>Fees<a class="headerlink" href="#fees" title="Permalink to this 
headline">¶</a></h2>
+<p>You agree to pay the fees for exchanges and withdrawals completed via the
+Taler Wallet (“Fees”) as defined by us, which we may change from time to
+time. With the exception of wire transfer fees, Taler transaction fees are set
+for any electronic coin at the time of withdrawal and fixed throughout the
+validity period of the respective electronic coin. Your wallet should obtain
+and display applicable fees when withdrawing funds. Fees for coins obtained as
+change may differ from the fees applicable to the original coin. Wire transfer
+fees that are independent from electronic coins may change annually.  You
+authorize us to charge or deduct applicable fees owed in connection with
+deposits, exchanges and withdrawals following the rules of the Taler protocol.
+We reserve the right to provide different types of rewards to users either in
+the form of discount for our Services or in any other form at our discretion
+and without prior notice to you.</p>
+</div>
+<div class="section" id="eligibility-and-financial-self-responsibility">
+<h2>Eligibility and Financial self-responsibility<a class="headerlink" 
href="#eligibility-and-financial-self-responsibility" title="Permalink to this 
headline">¶</a></h2>
+<p>To be eligible to use our Services, you must be able to form legally binding
+contracts or have the permission of your legal guardian. By using our
+Services, you represent and warrant that you meet all eligibility requirements
+that we outline in these Terms.</p>
+<p>You will be responsible for maintaining the availability, integrity and
+confidentiality of the data stored in your wallet. When you setup a Taler
+Wallet, you are strongly advised to follow the precautionary measures offered
+by the software to minimize the chances to losse access to or control over
+your Wallet data. We will not be liable for any loss or damage arising from
+your failure to comply with this paragraph.</p>
+</div>
+<div class="section" id="copyrights-and-trademarks">
+<h2>Copyrights and trademarks<a class="headerlink" 
href="#copyrights-and-trademarks" title="Permalink to this headline">¶</a></h2>
+<p>The Taler Wallet is released under the terms of the GNU General Public 
License
+(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
+modified or unmodified form. However, the GPL is a strong copyleft license,
+which means that any derivative works must be distributed under the same
+license terms as the original software. If you have any questions, you should
+review the GNU GPL’s full terms and conditions at
+<a class="reference external" 
href="https://www.gnu.org/licenses/gpl-3.0.en.html";>https://www.gnu.org/licenses/gpl-3.0.en.html</a>.
  “Taler” itself is a trademark
+of Taler Systems SA. You are welcome to use the name in relation to processing
+payments using the Taler protocol, assuming your use is compatible with an
+official release from the GNU Project that is not older than two years.</p>
+</div>
+<div class="section" id="limitation-of-liability-disclaimer-of-warranties">
+<h2>Limitation of liability &amp; disclaimer of warranties<a 
class="headerlink" href="#limitation-of-liability-disclaimer-of-warranties" 
title="Permalink to this headline">¶</a></h2>
+<p>You understand and agree that we have no control over, and no duty to take 
any
+action regarding: Failures, disruptions, errors, or delays in processing that
+you may experience while using our Services; The risk of failure of hardware,
+software, and Internet connections; The risk of malicious software being
+introduced or found in the software underlying the Taler Wallet; The risk that
+third parties may obtain unauthorized access to information stored within your
+Taler Wallet, including, but not limited to your Taler Wallet coins or backup
+encryption keys.  You release us from all liability related to any losses,
+damages, or claims arising from:</p>
+<ol class="loweralpha simple">
+<li><p>user error such as forgotten passwords, incorrectly constructed
+transactions;</p></li>
+<li><p>server failure or data loss;</p></li>
+<li><p>unauthorized access to the Taler Wallet application;</p></li>
+<li><p>bugs or other errors in the Taler Wallet software; and</p></li>
+<li><p>any unauthorized third party activities, including, but not limited to,
+the use of viruses, phishing, brute forcing, or other means of attack
+against the Taler Wallet. We make no representations concerning any
+Third Party Content contained in or accessed through our Services.</p></li>
+</ol>
+<p>Any other terms, conditions, warranties, or representations associated with
+such content, are solely between you and such organizations and/or
+individuals.</p>
+<p>To the fullest extent permitted by applicable law, in no event will we or 
any
+of our officers, directors, representatives, agents, servants, counsel,
+employees, consultants, lawyers, and other personnel authorized to act,
+acting, or purporting to act on our behalf (collectively the “Taler Parties”)
+be liable to you under contract, tort, strict liability, negligence, or any
+other legal or equitable theory, for:</p>
+<ol class="loweralpha simple">
+<li><p>any lost profits, data loss, cost of procurement of substitute goods or
+services, or direct, indirect, incidental, special, punitive, compensatory,
+or consequential damages of any kind whatsoever resulting from:</p></li>
+</ol>
+<blockquote>
+<div><ol class="lowerroman simple">
+<li><p>your use of, or conduct in connection with, our services;</p></li>
+<li><p>any unauthorized use of your wallet and/or private key due to your
+failure to maintain the confidentiality of your wallet;</p></li>
+<li><p>any interruption or cessation of transmission to or from the services; 
or</p></li>
+<li><p>any bugs, viruses, trojan horses, or the like that are found in the 
Taler
+Wallet software or that may be transmitted to or through our services by
+any third party (regardless of the source of origination), or</p></li>
+</ol>
+</div></blockquote>
+<ol class="loweralpha simple" start="2">
+<li><p>any direct damages.</p></li>
+</ol>
+<p>These limitations apply regardless of legal theory, whether based on tort,
+strict liability, breach of contract, breach of warranty, or any other legal
+theory, and whether or not we were advised of the possibility of such
+damages. Some jurisdictions do not allow the exclusion or limitation of
+liability for consequential or incidental damages, so the above limitation may
+not apply to you.</p>
+<p>Our services are provided “as is” and without warranty of any kind. To the
+maximum extent permitted by law, we disclaim all representations and
+warranties, express or implied, relating to the services and underlying
+software or any content on the services, whether provided or owned by us or by
+any third party, including without limitation, warranties of merchantability,
+fitness for a particular purpose, title, non-infringement, freedom from
+computer virus, and any implied warranties arising from course of dealing,
+course of performance, or usage in trade, all of which are expressly
+disclaimed. In addition, we do not represent or warrant that the content
+accessible via the services is accurate, complete, available, current, free of
+viruses or other harmful components, or that the results of using the services
+will meet your requirements. Some states do not allow the disclaimer of
+implied warranties, so the foregoing disclaimers may not apply to you. This
+paragraph gives you specific legal rights and you may also have other legal
+rights that vary from state to state.</p>
+</div>
+<div class="section" 
id="indemnity-and-time-limitation-on-claims-and-termination">
+<h2>Indemnity and Time limitation on claims and Termination<a 
class="headerlink" 
href="#indemnity-and-time-limitation-on-claims-and-termination" 
title="Permalink to this headline">¶</a></h2>
+<p>To the extent permitted by applicable law, you agree to defend, indemnify, 
and
+hold harmless the Taler Parties from and against any and all claims, damages,
+obligations, losses, liabilities, costs or debt, and expenses (including, but
+not limited to, attorney’s fees) arising from: (a) your use of and access to
+the Services; (b) any feedback or submissions you provide to us concerning the
+Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
+violation of any law, rule, or regulation, or the rights of any third 
party.</p>
+<p>You agree that any claim you may have arising out of or related to your
+relationship with us must be filed within one year after such claim arises,
+otherwise, your claim in permanently barred.</p>
+<p>In the event of termination concerning your use of our Services, your
+obligations under this Agreement will still continue.</p>
+</div>
+<div class="section" id="discontinuance-of-services-and-force-majeure">
+<h2>Discontinuance of services and Force majeure<a class="headerlink" 
href="#discontinuance-of-services-and-force-majeure" title="Permalink to this 
headline">¶</a></h2>
+<p>We may, in our sole discretion and without cost to you, with or without 
prior
+notice, and at any time, modify or discontinue, temporarily or permanently,
+any portion of our Services. We will use the Taler protocol’s provisions to
+notify Wallets if our Services are to be discontinued. It is your
+responsibility to ensure that the Taler Wallet is online at least once every
+three months to observe these notifications. We shall not be held responsible
+or liable for any loss of funds in the event that we discontinue or depreciate
+the Services and your Taler Wallet fails to transfer out the coins within a
+three months notification period.</p>
+<p>We shall not be held liable for any delays, failure in performance, or
+interruptions of service which result directly or indirectly from any cause or
+condition beyond our reasonable control, including but not limited to: any
+delay or failure due to any act of God, act of civil or military authorities,
+act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
+interruption in telecommunications or Internet services or network provider
+services, failure of equipment and/or software, other catastrophe, or any
+other occurrence which is beyond our reasonable control and shall not affect
+the validity and enforceability of any remaining provisions.</p>
+</div>
+<div class="section" id="governing-law-waivers-severability-and-assignment">
+<h2>Governing law, Waivers, Severability and Assignment<a class="headerlink" 
href="#governing-law-waivers-severability-and-assignment" title="Permalink to 
this headline">¶</a></h2>
+<p>No matter where you’re located, the laws of Switzerland will govern these
+Terms. If any provisions of these Terms are inconsistent with any applicable
+law, those provisions will be superseded or modified only to the extent such
+provisions are inconsistent. The parties agree to submit to the ordinary
+courts in Bern, Switzerland for exclusive jurisdiction of any dispute
+arising out of or related to your use of the Services or your breach of these
+Terms.</p>
+<p>Our failure to exercise or delay in exercising any right, power, or 
privilege
+under this Agreement shall not operate as a waiver; nor shall any single or
+partial exercise of any right, power, or privilege preclude any other or
+further exercise thereof.</p>
+<p>You agree that we may assign any of our rights and/or transfer, 
sub-contract,
+or delegate any of our obligations under these Terms.</p>
+<p>If it turns out that any part of this Agreement is invalid, void, or for any
+reason unenforceable, that term will be deemed severable and limited or
+eliminated to the minimum extent necessary.</p>
+<p>This Agreement sets forth the entire understanding and agreement as to the
+subject matter hereof and supersedes any and all prior discussions,
+agreements, and understandings of any kind (including, without limitation, any
+prior versions of this Agreement) and every nature between us. Except as
+provided for above, any modification to this Agreement must be in writing and
+must be signed by both parties.</p>
+</div>
+<div class="section" id="questions-or-comments">
+<h2>Questions or comments<a class="headerlink" href="#questions-or-comments" 
title="Permalink to this headline">¶</a></h2>
+<p>We welcome comments, questions, concerns, or suggestions. Please send us a
+message on our contact page at <a class="reference external" 
href="mailto:legal%40taler-systems.com";>legal<span>@</span>taler-systems<span>.</span>com</a>.</p>
+</div>
+</div>
+<div class="clearer"></div>
+</div>
+</div>
+</div>
+<div class="clearer"></div>
+</div>
+</body>
+</html><!--Generated by HTMLArk 2022-11-13 11:11:49.610600. Original URL 
_build/html/bfh-v0.html-->
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-<document source="/research/taler/exchange/contrib/tos/bfh.rst">
+<document source="/research/taler/exchange/contrib/tos/bfh-v0.rst">
     <section ids="terms-of-service" names="terms\ of\ service">
         <title>Terms Of Service</title>
         <paragraph>Last Updated: 09.06.2022</paragraph>
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-
-
-<html lang="en">
-  <head>
-    <meta charset="utf-8" />
-    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
-    <title>Terms Of Service &#8212; Taler Terms of Service</title>
-    <link rel="stylesheet" href="_static/pygments.css" type="text/css" />
-    <link rel="stylesheet" href="_static/epub.css" type="text/css" />
-    <script id="documentation_options" data-url_root="./" 
src="_static/documentation_options.js"></script>
-    <script src="_static/jquery.js"></script>
-    <script src="_static/underscore.js"></script>
-    <script src="_static/doctools.js"></script> 
-  </head><body>
-
-    <div class="document">
-      <div class="documentwrapper">
-        <div class="bodywrapper">
-          <div class="body" role="main">
-            
-  <div class="section" id="terms-of-service">
-<h1>Terms Of Service<a class="headerlink" href="#terms-of-service" 
title="Permalink to this headline">¶</a></h1>
-<p>Last Updated: 09.06.2022</p>
-<p>Welcome! The ICE research center of the Bern University of Applied Sciences
-in Switzerland (“we,” “our,” or “us”) provides an experimental payment service
-through our Internet presence (collectively the “Services”). Before using our
-Services, please read the Terms of Service (the “Terms” or the “Agreement”)
-carefully.</p>
-<div class="section" id="this-is-research">
-<h2>This is research<a class="headerlink" href="#this-is-research" 
title="Permalink to this headline">¶</a></h2>
-<p>This is a research experiment. Any funds wired to our Bitcoin address are
-considered a donation to our research group. We may use them to enable
-payments following the GNU Taler protocol, or simply keep them at our
-discretion.  The service is experimental and may also be discontinued at
-any time, in which case all remaining funds will definitively be kept by
-the research group.</p>
-</div>
-<div class="section" id="overview">
-<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this 
headline">¶</a></h2>
-<p>This section provides a brief summary of the highlights of this
-Agreement. Please note that when you accept this Agreement, you are accepting
-all of the terms and conditions and not just this section. We and possibly
-other third parties provide Internet services which interact with the Taler
-Wallet’s self-hosted personal payment application. When using the Taler Wallet
-to interact with our Services, you are agreeing to our Terms, so please read
-carefully.</p>
-<div class="section" id="highlights">
-<h3>Highlights:<a class="headerlink" href="#highlights" title="Permalink to 
this headline">¶</a></h3>
-<blockquote>
-<div><ul class="simple">
-<li><p>You are responsible for keeping the data in your Taler Wallet at all 
times
-under your control. Any losses arising from you not being in control of
-your private information are your problem.</p></li>
-<li><p>We may transfer funds we receive from our users to any legal
-recipient to the best of our ability within the limitations of the law and
-our implementation. However, the Services offered today are highly
-experimental and the set of recipients of funds is severely restricted.
-Again, we stress this is a research experiment and technically all funds
-held by the exchange are owned by the research group of the 
university.</p></li>
-<li><p>For our Services, we may charge transaction fees. The specific fee 
structure
-is provided based on the Taler protocol and should be shown to you when you
-withdraw electronic coins using a Taler Wallet. You agree and understand
-that the Taler protocol allows for the fee structure to change.</p></li>
-<li><p>You agree to not intentionally overwhelm our systems with requests and
-follow responsible disclosure if you find security issues in our 
services.</p></li>
-<li><p>We cannot be held accountable for our Services not being available due 
to
-any circumstances. If we modify or terminate our services,
-we may give you the opportunity to recover your funds. However,
-given the experimental state of the Services today, this may not be
-possible. You are strongly advised to limit your use of the Service
-to small-scale experiments expecting total loss of all funds.</p></li>
-</ul>
-</div></blockquote>
-<p>These terms outline approved uses of our Services. The Services and these
-Terms are still at an experimental stage. If you have any questions or
-comments related to this Agreement, please send us a message to
-<a class="reference external" 
href="mailto:ice&#37;&#52;&#48;bfh&#46;ch";>ice<span>&#64;</span>bfh<span>&#46;</span>ch</a>.
 If you do not agree to this Agreement, you must not
-use our Services.</p>
-</div>
-</div>
-<div class="section" id="how-you-accept-this-policy">
-<h2>How you accept this policy<a class="headerlink" 
href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2>
-<p>By sending funds to us (to top-up your Taler Wallet), you acknowledge that 
you
-have read, understood, and agreed to these Terms. We reserve the right to
-change these Terms at any time. If you disagree with the change, we may in the
-future offer you with an easy option to recover your unspent funds. However,
-in the current experimental period you acknowledge that this feature is not
-yet available, resulting in your funds being lost unless you accept the new
-Terms. If you continue to use our Services other than to recover your unspent
-funds, your continued use of our Services following any such change will
-signify your acceptance to be bound by the then current Terms. Please check
-the effective date above to determine if there have been any changes since you
-have last reviewed these Terms.</p>
-</div>
-<div class="section" id="services">
-<h2>Services<a class="headerlink" href="#services" title="Permalink to this 
headline">¶</a></h2>
-<p>We will try to transfer funds that we receive from users to any legal
-recipient to the best of our ability and within the limitations of the
-law. However, the Services offered today are highly experimental and the set
-of recipients of funds is severely restricted.  The Taler Wallet can be loaded
-by exchanging fiat or cryptocurrencies against electronic coins. We are
-providing this exchange service. Once your Taler Wallet is loaded with
-electronic coins they can be spent for purchases if the seller is accepting
-Taler as a means of payment. We are not guaranteeing that any seller is
-accepting Taler at all or a particular seller.  The seller or recipient of
-deposits of electronic coins must specify the target account, as per the
-design of the Taler protocol. They are responsible for following the protocol
-and specifying the correct bank account, and are solely liable for any losses
-that may arise from specifying the wrong account. We may allow the government
-to link wire transfers to the underlying contract hash. It is the
-responsibility of recipients to preserve the full contracts and to pay
-whatever taxes and charges may be applicable. Technical issues may lead to
-situations where we are unable to make transfers at all or lead to incorrect
-transfers that cannot be reversed. We may refuse to execute transfers if the
-transfers are prohibited by a competent legal authority and we are ordered to
-do so.</p>
-<p>When using our Services, you agree to not take any action that intentionally
-imposes an unreasonable load on our infrastructure. If you find security
-problems in our Services, you agree to first report them to
-<a class="reference external" 
href="mailto:security&#37;&#52;&#48;taler-systems&#46;com";>security<span>&#64;</span>taler-systems<span>&#46;</span>com</a>
 and grant us the right to publish your report. We
-warrant that we will ourselves publicly disclose any issues reported within 3
-months, and that we will not prosecute anyone reporting security issues if
-they did not exploit the issue beyond a proof-of-concept, and followed the
-above responsible disclosure practice.</p>
-</div>
-<div class="section" id="fees">
-<h2>Fees<a class="headerlink" href="#fees" title="Permalink to this 
headline">¶</a></h2>
-<p>You agree to pay the fees for exchanges and withdrawals completed via the
-Taler Wallet (“Fees”) as defined by us, which we may change from time to
-time. With the exception of wire transfer fees, Taler transaction fees are set
-for any electronic coin at the time of withdrawal and fixed throughout the
-validity period of the respective electronic coin. Your wallet should obtain
-and display applicable fees when withdrawing funds. Fees for coins obtained as
-change may differ from the fees applicable to the original coin. Wire transfer
-fees that are independent from electronic coins may change annually.  You
-authorize us to charge or deduct applicable fees owed in connection with
-deposits, exchanges and withdrawals following the rules of the Taler protocol.
-We reserve the right to provide different types of rewards to users either in
-the form of discount for our Services or in any other form at our discretion
-and without prior notice to you.</p>
-</div>
-<div class="section" id="eligibility-and-financial-self-responsibility">
-<h2>Eligibility and Financial self-responsibility<a class="headerlink" 
href="#eligibility-and-financial-self-responsibility" title="Permalink to this 
headline">¶</a></h2>
-<p>To be eligible to use our Services, you must be able to form legally binding
-contracts or have the permission of your legal guardian. By using our
-Services, you represent and warrant that you meet all eligibility requirements
-that we outline in these Terms.</p>
-<p>You will be responsible for maintaining the availability, integrity and
-confidentiality of the data stored in your wallet. When you setup a Taler
-Wallet, you are strongly advised to follow the precautionary measures offered
-by the software to minimize the chances to losse access to or control over
-your Wallet data. We will not be liable for any loss or damage arising from
-your failure to comply with this paragraph.</p>
-</div>
-<div class="section" id="copyrights-and-trademarks">
-<h2>Copyrights and trademarks<a class="headerlink" 
href="#copyrights-and-trademarks" title="Permalink to this headline">¶</a></h2>
-<p>The Taler Wallet is released under the terms of the GNU General Public 
License
-(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
-modified or unmodified form. However, the GPL is a strong copyleft license,
-which means that any derivative works must be distributed under the same
-license terms as the original software. If you have any questions, you should
-review the GNU GPL’s full terms and conditions at
-<a class="reference external" 
href="https://www.gnu.org/licenses/gpl-3.0.en.html";>https://www.gnu.org/licenses/gpl-3.0.en.html</a>.
  “Taler” itself is a trademark
-of Taler Systems SA. You are welcome to use the name in relation to processing
-payments using the Taler protocol, assuming your use is compatible with an
-official release from the GNU Project that is not older than two years.</p>
-</div>
-<div class="section" id="limitation-of-liability-disclaimer-of-warranties">
-<h2>Limitation of liability &amp; disclaimer of warranties<a 
class="headerlink" href="#limitation-of-liability-disclaimer-of-warranties" 
title="Permalink to this headline">¶</a></h2>
-<p>You understand and agree that we have no control over, and no duty to take 
any
-action regarding: Failures, disruptions, errors, or delays in processing that
-you may experience while using our Services; The risk of failure of hardware,
-software, and Internet connections; The risk of malicious software being
-introduced or found in the software underlying the Taler Wallet; The risk that
-third parties may obtain unauthorized access to information stored within your
-Taler Wallet, including, but not limited to your Taler Wallet coins or backup
-encryption keys.  You release us from all liability related to any losses,
-damages, or claims arising from:</p>
-<ol class="loweralpha simple">
-<li><p>user error such as forgotten passwords, incorrectly constructed
-transactions;</p></li>
-<li><p>server failure or data loss;</p></li>
-<li><p>unauthorized access to the Taler Wallet application;</p></li>
-<li><p>bugs or other errors in the Taler Wallet software; and</p></li>
-<li><p>any unauthorized third party activities, including, but not limited to,
-the use of viruses, phishing, brute forcing, or other means of attack
-against the Taler Wallet. We make no representations concerning any
-Third Party Content contained in or accessed through our Services.</p></li>
-</ol>
-<p>Any other terms, conditions, warranties, or representations associated with
-such content, are solely between you and such organizations and/or
-individuals.</p>
-<p>To the fullest extent permitted by applicable law, in no event will we or 
any
-of our officers, directors, representatives, agents, servants, counsel,
-employees, consultants, lawyers, and other personnel authorized to act,
-acting, or purporting to act on our behalf (collectively the “Taler Parties”)
-be liable to you under contract, tort, strict liability, negligence, or any
-other legal or equitable theory, for:</p>
-<ol class="loweralpha simple">
-<li><p>any lost profits, data loss, cost of procurement of substitute goods or
-services, or direct, indirect, incidental, special, punitive, compensatory,
-or consequential damages of any kind whatsoever resulting from:</p></li>
-</ol>
-<blockquote>
-<div><ol class="lowerroman simple">
-<li><p>your use of, or conduct in connection with, our services;</p></li>
-<li><p>any unauthorized use of your wallet and/or private key due to your
-failure to maintain the confidentiality of your wallet;</p></li>
-<li><p>any interruption or cessation of transmission to or from the services; 
or</p></li>
-<li><p>any bugs, viruses, trojan horses, or the like that are found in the 
Taler
-Wallet software or that may be transmitted to or through our services by
-any third party (regardless of the source of origination), or</p></li>
-</ol>
-</div></blockquote>
-<ol class="loweralpha simple" start="2">
-<li><p>any direct damages.</p></li>
-</ol>
-<p>These limitations apply regardless of legal theory, whether based on tort,
-strict liability, breach of contract, breach of warranty, or any other legal
-theory, and whether or not we were advised of the possibility of such
-damages. Some jurisdictions do not allow the exclusion or limitation of
-liability for consequential or incidental damages, so the above limitation may
-not apply to you.</p>
-<p>Our services are provided “as is” and without warranty of any kind. To the
-maximum extent permitted by law, we disclaim all representations and
-warranties, express or implied, relating to the services and underlying
-software or any content on the services, whether provided or owned by us or by
-any third party, including without limitation, warranties of merchantability,
-fitness for a particular purpose, title, non-infringement, freedom from
-computer virus, and any implied warranties arising from course of dealing,
-course of performance, or usage in trade, all of which are expressly
-disclaimed. In addition, we do not represent or warrant that the content
-accessible via the services is accurate, complete, available, current, free of
-viruses or other harmful components, or that the results of using the services
-will meet your requirements. Some states do not allow the disclaimer of
-implied warranties, so the foregoing disclaimers may not apply to you. This
-paragraph gives you specific legal rights and you may also have other legal
-rights that vary from state to state.</p>
-</div>
-<div class="section" 
id="indemnity-and-time-limitation-on-claims-and-termination">
-<h2>Indemnity and Time limitation on claims and Termination<a 
class="headerlink" 
href="#indemnity-and-time-limitation-on-claims-and-termination" 
title="Permalink to this headline">¶</a></h2>
-<p>To the extent permitted by applicable law, you agree to defend, indemnify, 
and
-hold harmless the Taler Parties from and against any and all claims, damages,
-obligations, losses, liabilities, costs or debt, and expenses (including, but
-not limited to, attorney’s fees) arising from: (a) your use of and access to
-the Services; (b) any feedback or submissions you provide to us concerning the
-Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
-violation of any law, rule, or regulation, or the rights of any third 
party.</p>
-<p>You agree that any claim you may have arising out of or related to your
-relationship with us must be filed within one year after such claim arises,
-otherwise, your claim in permanently barred.</p>
-<p>In the event of termination concerning your use of our Services, your
-obligations under this Agreement will still continue.</p>
-</div>
-<div class="section" id="discontinuance-of-services-and-force-majeure">
-<h2>Discontinuance of services and Force majeure<a class="headerlink" 
href="#discontinuance-of-services-and-force-majeure" title="Permalink to this 
headline">¶</a></h2>
-<p>We may, in our sole discretion and without cost to you, with or without 
prior
-notice, and at any time, modify or discontinue, temporarily or permanently,
-any portion of our Services. We will use the Taler protocol’s provisions to
-notify Wallets if our Services are to be discontinued. It is your
-responsibility to ensure that the Taler Wallet is online at least once every
-three months to observe these notifications. We shall not be held responsible
-or liable for any loss of funds in the event that we discontinue or depreciate
-the Services and your Taler Wallet fails to transfer out the coins within a
-three months notification period.</p>
-<p>We shall not be held liable for any delays, failure in performance, or
-interruptions of service which result directly or indirectly from any cause or
-condition beyond our reasonable control, including but not limited to: any
-delay or failure due to any act of God, act of civil or military authorities,
-act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
-interruption in telecommunications or Internet services or network provider
-services, failure of equipment and/or software, other catastrophe, or any
-other occurrence which is beyond our reasonable control and shall not affect
-the validity and enforceability of any remaining provisions.</p>
-</div>
-<div class="section" id="governing-law-waivers-severability-and-assignment">
-<h2>Governing law, Waivers, Severability and Assignment<a class="headerlink" 
href="#governing-law-waivers-severability-and-assignment" title="Permalink to 
this headline">¶</a></h2>
-<p>No matter where you’re located, the laws of Switzerland will govern these
-Terms. If any provisions of these Terms are inconsistent with any applicable
-law, those provisions will be superseded or modified only to the extent such
-provisions are inconsistent. The parties agree to submit to the ordinary
-courts in Bern, Switzerland for exclusive jurisdiction of any dispute
-arising out of or related to your use of the Services or your breach of these
-Terms.</p>
-<p>Our failure to exercise or delay in exercising any right, power, or 
privilege
-under this Agreement shall not operate as a waiver; nor shall any single or
-partial exercise of any right, power, or privilege preclude any other or
-further exercise thereof.</p>
-<p>You agree that we may assign any of our rights and/or transfer, 
sub-contract,
-or delegate any of our obligations under these Terms.</p>
-<p>If it turns out that any part of this Agreement is invalid, void, or for any
-reason unenforceable, that term will be deemed severable and limited or
-eliminated to the minimum extent necessary.</p>
-<p>This Agreement sets forth the entire understanding and agreement as to the
-subject matter hereof and supersedes any and all prior discussions,
-agreements, and understandings of any kind (including, without limitation, any
-prior versions of this Agreement) and every nature between us. Except as
-provided for above, any modification to this Agreement must be in writing and
-must be signed by both parties.</p>
-</div>
-<div class="section" id="questions-or-comments">
-<h2>Questions or comments<a class="headerlink" href="#questions-or-comments" 
title="Permalink to this headline">¶</a></h2>
-<p>We welcome comments, questions, concerns, or suggestions. Please send us a
-message on our contact page at <a class="reference external" 
href="mailto:legal&#37;&#52;&#48;taler-systems&#46;com";>legal<span>&#64;</span>taler-systems<span>&#46;</span>com</a>.</p>
-</div>
-</div>
-
-
-            <div class="clearer"></div>
-          </div>
-        </div>
-      </div>
-      <div class="clearer"></div>
-    </div>
-  </body>
-</html>
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+<head>
+<meta charset="utf-8"/>
+<meta content="width=device-width, initial-scale=1.0" name="viewport"/>
+<title>Terms Of Service — Taler Exchange Terms of Service</title>
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+</head><body>
+<div class="document">
+<div class="documentwrapper">
+<div class="bodywrapper">
+<div class="body" role="main">
+<div class="section" id="terms-of-service">
+<h1>Terms Of Service<a class="headerlink" href="#terms-of-service" 
title="Permalink to this headline">¶</a></h1>
+<p>Last Updated: 12.4.2019</p>
+<p>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
+through our Internet presence (collectively the “Services”). Before using our
+Services, please read the Terms of Service (the “Terms” or the “Agreement”)
+carefully.</p>
+<div class="section" id="overview">
+<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this 
headline">¶</a></h2>
+<p>This section provides a brief summary of the highlights of this
+Agreement. Please note that when you accept this Agreement, you are accepting
+all of the terms and conditions and not just this section. We and possibly
+other third parties provide Internet services which interact with the Taler
+Wallet’s self-hosted personal payment application. When using the Taler Wallet
+to interact with our Services, you are agreeing to our Terms, so please read
+carefully.</p>
+<div class="section" id="highlights">
+<h3>Highlights:<a class="headerlink" href="#highlights" title="Permalink to 
this headline">¶</a></h3>
+<blockquote>
+<div><ul class="simple">
+<li><p>You are responsible for keeping the data in your Taler Wallet at all 
times
+under your control. Any losses arising from you not being in control of
+your private information are your problem.</p></li>
+<li><p>We will try to transfer funds we hold in escrow for our users to any 
legal
+recipient to the best of our ability within the limitations of the law and
+our implementation. However, the Services offered today are highly
+experimental and the set of recipients of funds is severely 
restricted.</p></li>
+<li><p>For our Services, we may charge transaction fees. The specific fee 
structure
+is provided based on the Taler protocol and should be shown to you when you
+withdraw electronic coins using a Taler Wallet. You agree and understand
+that the Taler protocol allows for the fee structure to change.</p></li>
+<li><p>You agree to not intentionally overwhelm our systems with requests and
+follow responsible disclosure if you find security issues in our 
services.</p></li>
+<li><p>We cannot be held accountable for our Services not being available due 
to
+circumstances beyond our control. If we modify or terminate our services,
+we will try to give you the opportunity to recover your funds. However,
+given the experimental state of the Services today, this may not be
+possible. You are strongly advised to limit your use of the Service
+to small-scale experiments expecting total loss of all funds.</p></li>
+</ul>
+</div></blockquote>
+<p>These terms outline approved uses of our Services. The Services and these
+Terms are still at an experimental stage. If you have any questions or
+comments related to this Agreement, please send us a message to
+<a class="reference external" 
href="mailto:legal%40taler-systems.com";>legal<span>@</span>taler-systems<span>.</span>com</a>.
 If you do not agree to this Agreement, you must not
+use our Services.</p>
+</div>
+</div>
+<div class="section" id="how-you-accept-this-policy">
+<h2>How you accept this policy<a class="headerlink" 
href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2>
+<p>By sending funds to us (to top-up your Taler Wallet), you acknowledge that 
you
+have read, understood, and agreed to these Terms. We reserve the right to
+change these Terms at any time. If you disagree with the change, we may in the
+future offer you with an easy option to recover your unspent funds. However,
+in the current experimental period you acknowledge that this feature is not
+yet available, resulting in your funds being lost unless you accept the new
+Terms. If you continue to use our Services other than to recover your unspent
+funds, your continued use of our Services following any such change will
+signify your acceptance to be bound by the then current Terms. Please check
+the effective date above to determine if there have been any changes since you
+have last reviewed these Terms.</p>
+</div>
+<div class="section" id="services">
+<h2>Services<a class="headerlink" href="#services" title="Permalink to this 
headline">¶</a></h2>
+<p>We will try to transfer funds that we hold in escrow for our users to any
+legal recipient to the best of our ability and within the limitations of the
+law and our implementation. However, the Services offered today are highly
+experimental and the set of recipients of funds is severely restricted.  The
+Taler Wallet can be loaded by exchanging fiat currencies against electronic
+coins. We are providing this exchange service. Once your Taler Wallet is
+loaded with electronic coins they can be spent for purchases if the seller is
+accepting Taler as a means of payment. We are not guaranteeing that any seller
+is accepting Taler at all or a particular seller.  The seller or recipient of
+deposits of electronic coins must specify the target account, as per the
+design of the Taler protocol. They are responsible for following the protocol
+and specifying the correct bank account, and are solely liable for any losses
+that may arise from specifying the wrong account. We will allow the government
+to link wire transfers to the underlying contract hash. It is the
+responsibility of recipients to preserve the full contracts and to pay
+whatever taxes and charges may be applicable. Technical issues may lead to
+situations where we are unable to make transfers at all or lead to incorrect
+transfers that cannot be reversed. We will only refuse to execute transfers if
+the transfers are prohibited by a competent legal authority and we are ordered
+to do so.</p>
+<p>When using our Services, you agree to not take any action that intentionally
+imposes an unreasonable load on our infrastructure. If you find security
+problems in our Services, you agree to first report them to
+<a class="reference external" 
href="mailto:security%40taler-systems.com";>security<span>@</span>taler-systems<span>.</span>com</a>
 and grant us the right to publish your report. We
+warrant that we will ourselves publicly disclose any issues reported within 3
+months, and that we will not prosecute anyone reporting security issues if
+they did not exploit the issue beyond a proof-of-concept, and followed the
+above responsible disclosure practice.</p>
+</div>
+<div class="section" id="fees">
+<h2>Fees<a class="headerlink" href="#fees" title="Permalink to this 
headline">¶</a></h2>
+<p>You agree to pay the fees for exchanges and withdrawals completed via the
+Taler Wallet (“Fees”) as defined by us, which we may change from time to
+time. With the exception of wire transfer fees, Taler transaction fees are set
+for any electronic coin at the time of withdrawal and fixed throughout the
+validity period of the respective electronic coin. Your wallet should obtain
+and display applicable fees when withdrawing funds. Fees for coins obtained as
+change may differ from the fees applicable to the original coin. Wire transfer
+fees that are independent from electronic coins may change annually.  You
+authorize us to charge or deduct applicable fees owed in connection with
+deposits, exchanges and withdrawals following the rules of the Taler protocol.
+We reserve the right to provide different types of rewards to users either in
+the form of discount for our Services or in any other form at our discretion
+and without prior notice to you.</p>
+</div>
+<div class="section" id="eligibility-and-financial-self-responsibility">
+<h2>Eligibility and Financial self-responsibility<a class="headerlink" 
href="#eligibility-and-financial-self-responsibility" title="Permalink to this 
headline">¶</a></h2>
+<p>To be eligible to use our Services, you must be able to form legally binding
+contracts or have the permission of your legal guardian. By using our
+Services, you represent and warrant that you meet all eligibility requirements
+that we outline in these Terms.</p>
+<p>You will be responsible for maintaining the availability, integrity and
+confidentiality of the data stored in your wallet. When you setup a Taler
+Wallet, you are strongly advised to follow the precautionary measures offered
+by the software to minimize the chances to losse access to or control over
+your Wallet data. We will not be liable for any loss or damage arising from
+your failure to comply with this paragraph.</p>
+</div>
+<div class="section" id="copyrights-and-trademarks">
+<h2>Copyrights and trademarks<a class="headerlink" 
href="#copyrights-and-trademarks" title="Permalink to this headline">¶</a></h2>
+<p>The Taler Wallet is released under the terms of the GNU General Public 
License
+(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
+modified or unmodified form. However, the GPL is a strong copyleft license,
+which means that any derivative works must be distributed under the same
+license terms as the original software. If you have any questions, you should
+review the GNU GPL’s full terms and conditions at
+<a class="reference external" 
href="https://www.gnu.org/licenses/gpl-3.0.en.html";>https://www.gnu.org/licenses/gpl-3.0.en.html</a>.
  “Taler” itself is a trademark
+of Taler Systems SA. You are welcome to use the name in relation to processing
+payments using the Taler protocol, assuming your use is compatible with an
+official release from the GNU Project that is not older than two years.</p>
+</div>
+<div class="section" id="limitation-of-liability-disclaimer-of-warranties">
+<h2>Limitation of liability &amp; disclaimer of warranties<a 
class="headerlink" href="#limitation-of-liability-disclaimer-of-warranties" 
title="Permalink to this headline">¶</a></h2>
+<p>You understand and agree that we have no control over, and no duty to take 
any
+action regarding: Failures, disruptions, errors, or delays in processing that
+you may experience while using our Services; The risk of failure of hardware,
+software, and Internet connections; The risk of malicious software being
+introduced or found in the software underlying the Taler Wallet; The risk that
+third parties may obtain unauthorized access to information stored within your
+Taler Wallet, including, but not limited to your Taler Wallet coins or backup
+encryption keys.  You release us from all liability related to any losses,
+damages, or claims arising from:</p>
+<ol class="loweralpha simple">
+<li><p>user error such as forgotten passwords, incorrectly constructed
+transactions;</p></li>
+<li><p>server failure or data loss;</p></li>
+<li><p>unauthorized access to the Taler Wallet application;</p></li>
+<li><p>bugs or other errors in the Taler Wallet software; and</p></li>
+<li><p>any unauthorized third party activities, including, but not limited to,
+the use of viruses, phishing, brute forcing, or other means of attack
+against the Taler Wallet. We make no representations concerning any
+Third Party Content contained in or accessed through our Services.</p></li>
+</ol>
+<p>Any other terms, conditions, warranties, or representations associated with
+such content, are solely between you and such organizations and/or
+individuals.</p>
+<p>To the fullest extent permitted by applicable law, in no event will we or 
any
+of our officers, directors, representatives, agents, servants, counsel,
+employees, consultants, lawyers, and other personnel authorized to act,
+acting, or purporting to act on our behalf (collectively the “Taler Parties”)
+be liable to you under contract, tort, strict liability, negligence, or any
+other legal or equitable theory, for:</p>
+<ol class="loweralpha simple">
+<li><p>any lost profits, data loss, cost of procurement of substitute goods or
+services, or direct, indirect, incidental, special, punitive, compensatory,
+or consequential damages of any kind whatsoever resulting from:</p></li>
+</ol>
+<blockquote>
+<div><ol class="lowerroman simple">
+<li><p>your use of, or conduct in connection with, our services;</p></li>
+<li><p>any unauthorized use of your wallet and/or private key due to your
+failure to maintain the confidentiality of your wallet;</p></li>
+<li><p>any interruption or cessation of transmission to or from the services; 
or</p></li>
+<li><p>any bugs, viruses, trojan horses, or the like that are found in the 
Taler
+Wallet software or that may be transmitted to or through our services by
+any third party (regardless of the source of origination), or</p></li>
+</ol>
+</div></blockquote>
+<ol class="loweralpha simple" start="2">
+<li><p>any direct damages.</p></li>
+</ol>
+<p>These limitations apply regardless of legal theory, whether based on tort,
+strict liability, breach of contract, breach of warranty, or any other legal
+theory, and whether or not we were advised of the possibility of such
+damages. Some jurisdictions do not allow the exclusion or limitation of
+liability for consequential or incidental damages, so the above limitation may
+not apply to you.</p>
+<p>Our services are provided “as is” and without warranty of any kind. To the
+maximum extent permitted by law, we disclaim all representations and
+warranties, express or implied, relating to the services and underlying
+software or any content on the services, whether provided or owned by us or by
+any third party, including without limitation, warranties of merchantability,
+fitness for a particular purpose, title, non-infringement, freedom from
+computer virus, and any implied warranties arising from course of dealing,
+course of performance, or usage in trade, all of which are expressly
+disclaimed. In addition, we do not represent or warrant that the content
+accessible via the services is accurate, complete, available, current, free of
+viruses or other harmful components, or that the results of using the services
+will meet your requirements. Some states do not allow the disclaimer of
+implied warranties, so the foregoing disclaimers may not apply to you. This
+paragraph gives you specific legal rights and you may also have other legal
+rights that vary from state to state.</p>
+</div>
+<div class="section" 
id="indemnity-and-time-limitation-on-claims-and-termination">
+<h2>Indemnity and Time limitation on claims and Termination<a 
class="headerlink" 
href="#indemnity-and-time-limitation-on-claims-and-termination" 
title="Permalink to this headline">¶</a></h2>
+<p>To the extent permitted by applicable law, you agree to defend, indemnify, 
and
+hold harmless the Taler Parties from and against any and all claims, damages,
+obligations, losses, liabilities, costs or debt, and expenses (including, but
+not limited to, attorney’s fees) arising from: (a) your use of and access to
+the Services; (b) any feedback or submissions you provide to us concerning the
+Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
+violation of any law, rule, or regulation, or the rights of any third 
party.</p>
+<p>You agree that any claim you may have arising out of or related to your
+relationship with us must be filed within one year after such claim arises,
+otherwise, your claim in permanently barred.</p>
+<p>In the event of termination concerning your use of our Services, your
+obligations under this Agreement will still continue.</p>
+</div>
+<div class="section" id="discontinuance-of-services-and-force-majeure">
+<h2>Discontinuance of services and Force majeure<a class="headerlink" 
href="#discontinuance-of-services-and-force-majeure" title="Permalink to this 
headline">¶</a></h2>
+<p>We may, in our sole discretion and without cost to you, with or without 
prior
+notice, and at any time, modify or discontinue, temporarily or permanently,
+any portion of our Services. We will use the Taler protocol’s provisions to
+notify Wallets if our Services are to be discontinued. It is your
+responsibility to ensure that the Taler Wallet is online at least once every
+three months to observe these notifications. We shall not be held responsible
+or liable for any loss of funds in the event that we discontinue or depreciate
+the Services and your Taler Wallet fails to transfer out the coins within a
+three months notification period.</p>
+<p>We shall not be held liable for any delays, failure in performance, or
+interruptions of service which result directly or indirectly from any cause or
+condition beyond our reasonable control, including but not limited to: any
+delay or failure due to any act of God, act of civil or military authorities,
+act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
+interruption in telecommunications or Internet services or network provider
+services, failure of equipment and/or software, other catastrophe, or any
+other occurrence which is beyond our reasonable control and shall not affect
+the validity and enforceability of any remaining provisions.</p>
+</div>
+<div class="section" id="governing-law-waivers-severability-and-assignment">
+<h2>Governing law, Waivers, Severability and Assignment<a class="headerlink" 
href="#governing-law-waivers-severability-and-assignment" title="Permalink to 
this headline">¶</a></h2>
+<p>No matter where you’re located, the laws of Switzerland will govern these
+Terms. If any provisions of these Terms are inconsistent with any applicable
+law, those provisions will be superseded or modified only to the extent such
+provisions are inconsistent. The parties agree to submit to the ordinary
+courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
+arising out of or related to your use of the Services or your breach of these
+Terms.</p>
+<p>Our failure to exercise or delay in exercising any right, power, or 
privilege
+under this Agreement shall not operate as a waiver; nor shall any single or
+partial exercise of any right, power, or privilege preclude any other or
+further exercise thereof.</p>
+<p>You agree that we may assign any of our rights and/or transfer, 
sub-contract,
+or delegate any of our obligations under these Terms.</p>
+<p>If it turns out that any part of this Agreement is invalid, void, or for any
+reason unenforceable, that term will be deemed severable and limited or
+eliminated to the minimum extent necessary.</p>
+<p>This Agreement sets forth the entire understanding and agreement as to the
+subject matter hereof and supersedes any and all prior discussions,
+agreements, and understandings of any kind (including, without limitation, any
+prior versions of this Agreement) and every nature between us. Except as
+provided for above, any modification to this Agreement must be in writing and
+must be signed by both parties.</p>
+</div>
+<div class="section" id="questions-or-comments">
+<h2>Questions or comments<a class="headerlink" href="#questions-or-comments" 
title="Permalink to this headline">¶</a></h2>
+<p>We welcome comments, questions, concerns, or suggestions. Please send us a
+message on our contact page at <a class="reference external" 
href="mailto:legal%40taler-systems.com";>legal<span>@</span>taler-systems<span>.</span>com</a>.</p>
+</div>
+</div>
+<div class="clearer"></div>
+</div>
+</div>
+</div>
+<div class="clearer"></div>
+</div>
+</body>
+</html><!--Generated by HTMLArk 2022-11-13 11:11:27.458428. Original URL 
_build/html/tos-v0.html-->
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-<document source="/research/taler/exchange/contrib/tos/tos.rst">
+<document source="/research/taler/exchange/contrib/tos/tos-v0.rst">
     <section ids="terms-of-service" names="terms\ of\ service">
         <title>Terms Of Service</title>
         <paragraph>Last Updated: 12.4.2019</paragraph>
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-
-
-<html lang="en">
-  <head>
-    <meta charset="utf-8" />
-    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
-    <title>Terms Of Service &#8212; Taler Terms of Service</title>
-    <link rel="stylesheet" href="_static/pygments.css" type="text/css" />
-    <link rel="stylesheet" href="_static/epub.css" type="text/css" />
-    <script id="documentation_options" data-url_root="./" 
src="_static/documentation_options.js"></script>
-    <script src="_static/jquery.js"></script>
-    <script src="_static/underscore.js"></script>
-    <script src="_static/doctools.js"></script> 
-  </head><body>
-
-    <div class="document">
-      <div class="documentwrapper">
-        <div class="bodywrapper">
-          <div class="body" role="main">
-            
-  <div class="section" id="terms-of-service">
-<h1>Terms Of Service<a class="headerlink" href="#terms-of-service" 
title="Permalink to this headline">¶</a></h1>
-<p>Last Updated: 12.4.2019</p>
-<p>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
-through our Internet presence (collectively the “Services”). Before using our
-Services, please read the Terms of Service (the “Terms” or the “Agreement”)
-carefully.</p>
-<div class="section" id="overview">
-<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this 
headline">¶</a></h2>
-<p>This section provides a brief summary of the highlights of this
-Agreement. Please note that when you accept this Agreement, you are accepting
-all of the terms and conditions and not just this section. We and possibly
-other third parties provide Internet services which interact with the Taler
-Wallet’s self-hosted personal payment application. When using the Taler Wallet
-to interact with our Services, you are agreeing to our Terms, so please read
-carefully.</p>
-<div class="section" id="highlights">
-<h3>Highlights:<a class="headerlink" href="#highlights" title="Permalink to 
this headline">¶</a></h3>
-<blockquote>
-<div><ul class="simple">
-<li><p>You are responsible for keeping the data in your Taler Wallet at all 
times
-under your control. Any losses arising from you not being in control of
-your private information are your problem.</p></li>
-<li><p>We will try to transfer funds we hold in escrow for our users to any 
legal
-recipient to the best of our ability within the limitations of the law and
-our implementation. However, the Services offered today are highly
-experimental and the set of recipients of funds is severely 
restricted.</p></li>
-<li><p>For our Services, we may charge transaction fees. The specific fee 
structure
-is provided based on the Taler protocol and should be shown to you when you
-withdraw electronic coins using a Taler Wallet. You agree and understand
-that the Taler protocol allows for the fee structure to change.</p></li>
-<li><p>You agree to not intentionally overwhelm our systems with requests and
-follow responsible disclosure if you find security issues in our 
services.</p></li>
-<li><p>We cannot be held accountable for our Services not being available due 
to
-circumstances beyond our control. If we modify or terminate our services,
-we will try to give you the opportunity to recover your funds. However,
-given the experimental state of the Services today, this may not be
-possible. You are strongly advised to limit your use of the Service
-to small-scale experiments expecting total loss of all funds.</p></li>
-</ul>
-</div></blockquote>
-<p>These terms outline approved uses of our Services. The Services and these
-Terms are still at an experimental stage. If you have any questions or
-comments related to this Agreement, please send us a message to
-<a class="reference external" 
href="mailto:legal&#37;&#52;&#48;taler-systems&#46;com";>legal<span>&#64;</span>taler-systems<span>&#46;</span>com</a>.
 If you do not agree to this Agreement, you must not
-use our Services.</p>
-</div>
-</div>
-<div class="section" id="how-you-accept-this-policy">
-<h2>How you accept this policy<a class="headerlink" 
href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2>
-<p>By sending funds to us (to top-up your Taler Wallet), you acknowledge that 
you
-have read, understood, and agreed to these Terms. We reserve the right to
-change these Terms at any time. If you disagree with the change, we may in the
-future offer you with an easy option to recover your unspent funds. However,
-in the current experimental period you acknowledge that this feature is not
-yet available, resulting in your funds being lost unless you accept the new
-Terms. If you continue to use our Services other than to recover your unspent
-funds, your continued use of our Services following any such change will
-signify your acceptance to be bound by the then current Terms. Please check
-the effective date above to determine if there have been any changes since you
-have last reviewed these Terms.</p>
-</div>
-<div class="section" id="services">
-<h2>Services<a class="headerlink" href="#services" title="Permalink to this 
headline">¶</a></h2>
-<p>We will try to transfer funds that we hold in escrow for our users to any
-legal recipient to the best of our ability and within the limitations of the
-law and our implementation. However, the Services offered today are highly
-experimental and the set of recipients of funds is severely restricted.  The
-Taler Wallet can be loaded by exchanging fiat currencies against electronic
-coins. We are providing this exchange service. Once your Taler Wallet is
-loaded with electronic coins they can be spent for purchases if the seller is
-accepting Taler as a means of payment. We are not guaranteeing that any seller
-is accepting Taler at all or a particular seller.  The seller or recipient of
-deposits of electronic coins must specify the target account, as per the
-design of the Taler protocol. They are responsible for following the protocol
-and specifying the correct bank account, and are solely liable for any losses
-that may arise from specifying the wrong account. We will allow the government
-to link wire transfers to the underlying contract hash. It is the
-responsibility of recipients to preserve the full contracts and to pay
-whatever taxes and charges may be applicable. Technical issues may lead to
-situations where we are unable to make transfers at all or lead to incorrect
-transfers that cannot be reversed. We will only refuse to execute transfers if
-the transfers are prohibited by a competent legal authority and we are ordered
-to do so.</p>
-<p>When using our Services, you agree to not take any action that intentionally
-imposes an unreasonable load on our infrastructure. If you find security
-problems in our Services, you agree to first report them to
-<a class="reference external" 
href="mailto:security&#37;&#52;&#48;taler-systems&#46;com";>security<span>&#64;</span>taler-systems<span>&#46;</span>com</a>
 and grant us the right to publish your report. We
-warrant that we will ourselves publicly disclose any issues reported within 3
-months, and that we will not prosecute anyone reporting security issues if
-they did not exploit the issue beyond a proof-of-concept, and followed the
-above responsible disclosure practice.</p>
-</div>
-<div class="section" id="fees">
-<h2>Fees<a class="headerlink" href="#fees" title="Permalink to this 
headline">¶</a></h2>
-<p>You agree to pay the fees for exchanges and withdrawals completed via the
-Taler Wallet (“Fees”) as defined by us, which we may change from time to
-time. With the exception of wire transfer fees, Taler transaction fees are set
-for any electronic coin at the time of withdrawal and fixed throughout the
-validity period of the respective electronic coin. Your wallet should obtain
-and display applicable fees when withdrawing funds. Fees for coins obtained as
-change may differ from the fees applicable to the original coin. Wire transfer
-fees that are independent from electronic coins may change annually.  You
-authorize us to charge or deduct applicable fees owed in connection with
-deposits, exchanges and withdrawals following the rules of the Taler protocol.
-We reserve the right to provide different types of rewards to users either in
-the form of discount for our Services or in any other form at our discretion
-and without prior notice to you.</p>
-</div>
-<div class="section" id="eligibility-and-financial-self-responsibility">
-<h2>Eligibility and Financial self-responsibility<a class="headerlink" 
href="#eligibility-and-financial-self-responsibility" title="Permalink to this 
headline">¶</a></h2>
-<p>To be eligible to use our Services, you must be able to form legally binding
-contracts or have the permission of your legal guardian. By using our
-Services, you represent and warrant that you meet all eligibility requirements
-that we outline in these Terms.</p>
-<p>You will be responsible for maintaining the availability, integrity and
-confidentiality of the data stored in your wallet. When you setup a Taler
-Wallet, you are strongly advised to follow the precautionary measures offered
-by the software to minimize the chances to losse access to or control over
-your Wallet data. We will not be liable for any loss or damage arising from
-your failure to comply with this paragraph.</p>
-</div>
-<div class="section" id="copyrights-and-trademarks">
-<h2>Copyrights and trademarks<a class="headerlink" 
href="#copyrights-and-trademarks" title="Permalink to this headline">¶</a></h2>
-<p>The Taler Wallet is released under the terms of the GNU General Public 
License
-(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
-modified or unmodified form. However, the GPL is a strong copyleft license,
-which means that any derivative works must be distributed under the same
-license terms as the original software. If you have any questions, you should
-review the GNU GPL’s full terms and conditions at
-<a class="reference external" 
href="https://www.gnu.org/licenses/gpl-3.0.en.html";>https://www.gnu.org/licenses/gpl-3.0.en.html</a>.
  “Taler” itself is a trademark
-of Taler Systems SA. You are welcome to use the name in relation to processing
-payments using the Taler protocol, assuming your use is compatible with an
-official release from the GNU Project that is not older than two years.</p>
-</div>
-<div class="section" id="limitation-of-liability-disclaimer-of-warranties">
-<h2>Limitation of liability &amp; disclaimer of warranties<a 
class="headerlink" href="#limitation-of-liability-disclaimer-of-warranties" 
title="Permalink to this headline">¶</a></h2>
-<p>You understand and agree that we have no control over, and no duty to take 
any
-action regarding: Failures, disruptions, errors, or delays in processing that
-you may experience while using our Services; The risk of failure of hardware,
-software, and Internet connections; The risk of malicious software being
-introduced or found in the software underlying the Taler Wallet; The risk that
-third parties may obtain unauthorized access to information stored within your
-Taler Wallet, including, but not limited to your Taler Wallet coins or backup
-encryption keys.  You release us from all liability related to any losses,
-damages, or claims arising from:</p>
-<ol class="loweralpha simple">
-<li><p>user error such as forgotten passwords, incorrectly constructed
-transactions;</p></li>
-<li><p>server failure or data loss;</p></li>
-<li><p>unauthorized access to the Taler Wallet application;</p></li>
-<li><p>bugs or other errors in the Taler Wallet software; and</p></li>
-<li><p>any unauthorized third party activities, including, but not limited to,
-the use of viruses, phishing, brute forcing, or other means of attack
-against the Taler Wallet. We make no representations concerning any
-Third Party Content contained in or accessed through our Services.</p></li>
-</ol>
-<p>Any other terms, conditions, warranties, or representations associated with
-such content, are solely between you and such organizations and/or
-individuals.</p>
-<p>To the fullest extent permitted by applicable law, in no event will we or 
any
-of our officers, directors, representatives, agents, servants, counsel,
-employees, consultants, lawyers, and other personnel authorized to act,
-acting, or purporting to act on our behalf (collectively the “Taler Parties”)
-be liable to you under contract, tort, strict liability, negligence, or any
-other legal or equitable theory, for:</p>
-<ol class="loweralpha simple">
-<li><p>any lost profits, data loss, cost of procurement of substitute goods or
-services, or direct, indirect, incidental, special, punitive, compensatory,
-or consequential damages of any kind whatsoever resulting from:</p></li>
-</ol>
-<blockquote>
-<div><ol class="lowerroman simple">
-<li><p>your use of, or conduct in connection with, our services;</p></li>
-<li><p>any unauthorized use of your wallet and/or private key due to your
-failure to maintain the confidentiality of your wallet;</p></li>
-<li><p>any interruption or cessation of transmission to or from the services; 
or</p></li>
-<li><p>any bugs, viruses, trojan horses, or the like that are found in the 
Taler
-Wallet software or that may be transmitted to or through our services by
-any third party (regardless of the source of origination), or</p></li>
-</ol>
-</div></blockquote>
-<ol class="loweralpha simple" start="2">
-<li><p>any direct damages.</p></li>
-</ol>
-<p>These limitations apply regardless of legal theory, whether based on tort,
-strict liability, breach of contract, breach of warranty, or any other legal
-theory, and whether or not we were advised of the possibility of such
-damages. Some jurisdictions do not allow the exclusion or limitation of
-liability for consequential or incidental damages, so the above limitation may
-not apply to you.</p>
-<p>Our services are provided “as is” and without warranty of any kind. To the
-maximum extent permitted by law, we disclaim all representations and
-warranties, express or implied, relating to the services and underlying
-software or any content on the services, whether provided or owned by us or by
-any third party, including without limitation, warranties of merchantability,
-fitness for a particular purpose, title, non-infringement, freedom from
-computer virus, and any implied warranties arising from course of dealing,
-course of performance, or usage in trade, all of which are expressly
-disclaimed. In addition, we do not represent or warrant that the content
-accessible via the services is accurate, complete, available, current, free of
-viruses or other harmful components, or that the results of using the services
-will meet your requirements. Some states do not allow the disclaimer of
-implied warranties, so the foregoing disclaimers may not apply to you. This
-paragraph gives you specific legal rights and you may also have other legal
-rights that vary from state to state.</p>
-</div>
-<div class="section" 
id="indemnity-and-time-limitation-on-claims-and-termination">
-<h2>Indemnity and Time limitation on claims and Termination<a 
class="headerlink" 
href="#indemnity-and-time-limitation-on-claims-and-termination" 
title="Permalink to this headline">¶</a></h2>
-<p>To the extent permitted by applicable law, you agree to defend, indemnify, 
and
-hold harmless the Taler Parties from and against any and all claims, damages,
-obligations, losses, liabilities, costs or debt, and expenses (including, but
-not limited to, attorney’s fees) arising from: (a) your use of and access to
-the Services; (b) any feedback or submissions you provide to us concerning the
-Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
-violation of any law, rule, or regulation, or the rights of any third 
party.</p>
-<p>You agree that any claim you may have arising out of or related to your
-relationship with us must be filed within one year after such claim arises,
-otherwise, your claim in permanently barred.</p>
-<p>In the event of termination concerning your use of our Services, your
-obligations under this Agreement will still continue.</p>
-</div>
-<div class="section" id="discontinuance-of-services-and-force-majeure">
-<h2>Discontinuance of services and Force majeure<a class="headerlink" 
href="#discontinuance-of-services-and-force-majeure" title="Permalink to this 
headline">¶</a></h2>
-<p>We may, in our sole discretion and without cost to you, with or without 
prior
-notice, and at any time, modify or discontinue, temporarily or permanently,
-any portion of our Services. We will use the Taler protocol’s provisions to
-notify Wallets if our Services are to be discontinued. It is your
-responsibility to ensure that the Taler Wallet is online at least once every
-three months to observe these notifications. We shall not be held responsible
-or liable for any loss of funds in the event that we discontinue or depreciate
-the Services and your Taler Wallet fails to transfer out the coins within a
-three months notification period.</p>
-<p>We shall not be held liable for any delays, failure in performance, or
-interruptions of service which result directly or indirectly from any cause or
-condition beyond our reasonable control, including but not limited to: any
-delay or failure due to any act of God, act of civil or military authorities,
-act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
-interruption in telecommunications or Internet services or network provider
-services, failure of equipment and/or software, other catastrophe, or any
-other occurrence which is beyond our reasonable control and shall not affect
-the validity and enforceability of any remaining provisions.</p>
-</div>
-<div class="section" id="governing-law-waivers-severability-and-assignment">
-<h2>Governing law, Waivers, Severability and Assignment<a class="headerlink" 
href="#governing-law-waivers-severability-and-assignment" title="Permalink to 
this headline">¶</a></h2>
-<p>No matter where you’re located, the laws of Switzerland will govern these
-Terms. If any provisions of these Terms are inconsistent with any applicable
-law, those provisions will be superseded or modified only to the extent such
-provisions are inconsistent. The parties agree to submit to the ordinary
-courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
-arising out of or related to your use of the Services or your breach of these
-Terms.</p>
-<p>Our failure to exercise or delay in exercising any right, power, or 
privilege
-under this Agreement shall not operate as a waiver; nor shall any single or
-partial exercise of any right, power, or privilege preclude any other or
-further exercise thereof.</p>
-<p>You agree that we may assign any of our rights and/or transfer, 
sub-contract,
-or delegate any of our obligations under these Terms.</p>
-<p>If it turns out that any part of this Agreement is invalid, void, or for any
-reason unenforceable, that term will be deemed severable and limited or
-eliminated to the minimum extent necessary.</p>
-<p>This Agreement sets forth the entire understanding and agreement as to the
-subject matter hereof and supersedes any and all prior discussions,
-agreements, and understandings of any kind (including, without limitation, any
-prior versions of this Agreement) and every nature between us. Except as
-provided for above, any modification to this Agreement must be in writing and
-must be signed by both parties.</p>
-</div>
-<div class="section" id="questions-or-comments">
-<h2>Questions or comments<a class="headerlink" href="#questions-or-comments" 
title="Permalink to this headline">¶</a></h2>
-<p>We welcome comments, questions, concerns, or suggestions. Please send us a
-message on our contact page at <a class="reference external" 
href="mailto:legal&#37;&#52;&#48;taler-systems&#46;com";>legal<span>&#64;</span>taler-systems<span>&#46;</span>com</a>.</p>
-</div>
-</div>
-
-
-            <div class="clearer"></div>
-          </div>
-        </div>
-      </div>
-      <div class="clearer"></div>
-    </div>
-  </body>
-</html>
\ No newline at end of file
diff --git a/contrib/tos/tos.rst b/contrib/tos/tos-v0.rst
similarity index 100%
rename from contrib/tos/tos.rst
rename to contrib/tos/tos-v0.rst
diff --git a/contrib/update-pp.sh b/contrib/update-pp.sh
index db31ba18..948f6af3 100755
--- a/contrib/update-pp.sh
+++ b/contrib/update-pp.sh
@@ -14,7 +14,8 @@ cd pp
 for l in $@
 do
     mkdir -p $l
-    echo Generating PP for language $l
+    echo "Generating PP for language $l"
+    cat conf.py.in | sed -e "s/%VERSION%/$VERSION/g" > conf.py
     # 'f' is for the supported formats, note that the 'make' target
     # MUST match the file extension.
     for f in html txt pdf epub xml
@@ -22,7 +23,12 @@ do
         rm -rf _build
         echo "  Generating format $f"
         make -e SPHINXOPTS="-D language='$l'" $f >>sphinx.log 2>>sphinx.err < 
/dev/null
-        mv _build/$f/pp.$f $l/${VERSION}.$f
+        if test $f = "html"
+        then
+            htmlark -o $l/${VERSION}.$f _build/$f/${VERSION}.$f
+        else
+            mv _build/$f/${VERSION}.$f $l/${VERSION}.$f
+        fi
     done
 done
 cd ..
diff --git a/contrib/update-tos.sh b/contrib/update-tos.sh
index 81636be5..67db7c03 100755
--- a/contrib/update-tos.sh
+++ b/contrib/update-tos.sh
@@ -14,7 +14,7 @@ cd tos
 for l in $@
 do
     mkdir -p $l
-    echo Generating TOS for language $l
+    echo "Generating TOS for language $l"
     cat conf.py.in | sed -e "s/%VERSION%/$VERSION/g" > conf.py
     # 'f' is for the supported formats, note that the 'make' target
     # MUST match the file extension.
@@ -23,7 +23,12 @@ do
         rm -rf _build
         echo "  Generating format $f"
         make -e SPHINXOPTS="-D language='$l'" $f >>sphinx.log 2>>sphinx.err < 
/dev/null
-        mv _build/$f/${VERSION}.$f $l/${VERSION}.$f
+        if test $f = "html"
+        then
+            htmlark -o $l/${VERSION}.$f _build/$f/${VERSION}.$f
+        else
+            mv _build/$f/${VERSION}.$f $l/${VERSION}.$f
+        fi
     done
 done
 cd ..
diff --git a/src/exchange/exchange.conf b/src/exchange/exchange.conf
index 58e57c82..30e5b0b9 100644
--- a/src/exchange/exchange.conf
+++ b/src/exchange/exchange.conf
@@ -98,13 +98,13 @@ SIGNKEY_LEGAL_DURATION = 2 years
 TERMS_DIR = $DATADIR/exchange/tos/
 
 # Etag / filename for the terms of service.
-TERMS_ETAG = 0
+TERMS_ETAG = tos-v0
 
 # Directory with our privacy policy.
 PRIVACY_DIR = $DATADIR/exchange/pp/
 
 # Etag / filename for the privacy policy.
-PRIVACY_ETAG = 0
+PRIVACY_ETAG = pp-v0
 
 # Set to NONE to disable KYC checks.
 # Set to "OAUTH2" to use OAuth 2.0 for KYC authorization.

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