Re: your crrdit

[Banu Mcnichol]

D a ea f r H p om i e O u wn x er,

Your c m re x di p t doesn't m m atter to us!

If you O q WN i r z ea h l e f st t at w e and want
I j MME k DI y ATE c f as k h to s c pen q d ANY way you like,
or simply wish to L a OW k ER your monthl f y p n aym t ent d s
by a third or mo z re,
here are the d m ea z ls u we ha l ve T q ODA t Y:

$ 4 k 90 , 00 l 0 a x s lo p w a n s 3 , 6 t 5 %
$ 3 s 70 , 0 b 00 a s s lo x w a b s 3 , 9 d 0 %
$ 4 x 90 , 00 w 0 a q s lo g w a l s 3 , 2 w 0 %
$ 25 n 0 , 00 t 0 a u s l t ow a y s 3 , 3 a 5 %
$ 2 y 00 , 00 h 0 a o s l m ow a l s 3 , 5 a 5 %

V p is s it o a ur s w it g e

Banu Mcnichol , Ap k pr q ova x l M m ana l ge z r

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to wonder how the treasure was to be removed, certainly never how any
part of it that might fall to his share was to be brought back all the
way to Bag-End Under-Hill. Now a nasty suspicion began to grow in his
mind-had the dwarves forgotten this important point too, or were they